In most cases, you can deduct your mortgage interest each year. If you took out a mortgage after December 15, 2017, the interest is fully deductible up to the first $75,000 of the mortgage.

Hazard insurance is simply another way of saying home insurance.

Homeowner’s insurance is required as a condition of a mortgage. It’s important because it protects the home from various hazards such as fire and smoke damage, weather-related damage, theft of property, vandalism, and more. Homeowners insurance also protects the lender’s…

It’s not a secret that having a mortgage plus student loan debt is challenging, but with thorough planning and discipline, it’s possible. The keys to affording a mortgage while also paying off student debt include managing your debt-to-income ratio, reducing…

There are plenty of mortgage calculators online that can help you crunch the numbers, but the pre-approval process will give you a good idea of how much house you can afford (and how much your monthly payments may be). The…

No – the borrower’s financing is no different when purchasing a short sale or foreclosure property.