Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Natalie Malinowski

Natalie Malinowski

Loan Officer
NMLS #2050805 | NH, MA, ME, CT & FL
Phone (603) 743-2220
Cell (339) 440-1676

Kind words from Natalie's Clients

Natalie at Blue Water Mortgage was highly responsive to the questions we had on a less-than-straight forward deal. Her professionalism and ability to answer questions were extremely helpful and took some of the stress out of purchasing a second home!
Kyle Roderick
Natalie Malinowski was absolutely amazing to work with. We are fortunate to have her help us get our first home in less than a month. There is no doubt that in the future we would love to work with her again.
Hieu Dien
We worked with Natalie to talk about the process of getting pre-qualified for a home loan. As first-time home buyers we didn’t know anything about the lending process. Natalie went above and beyond to explain to us what would be done and how the process would work once we found a home. She never made us feel any pressure to do anything we were not ready to. Her consultation has been valuable to us in our process to finding and buying a new home. If you are considering getting pre-qualified I would definitely suggests working with Natalie through that process!
Leah N
My husband and I were initially apprehensive about the refinance process because it seemed so daunting. We knew it was the right time, and we couldn't be happier we worked with with Natalie Malinowski and Blue Water Mortgage. Natalie was with us every step of the way and was a true asset to have on our side. The process was much less stressful than anticipated and everything went smoothly! We were able to successfully refinance down to a 15 year term, saving us years of payments and a considerable amount of interest with an amazing rate! We would highly recommend.
Jennifer F
If anyone is looking to buy a home or refinance, I HIGHLY recommend contacting Natalie Malinowski. I just finished refinancing my condo and I can't say enough how great she was. I didn't know anything about refis and she couldn't have been more patient in answering my questions, advising me of my options and what they meant for my wallet now and for the future. Natalie and her team at Blue Water Mortgage were very knowledgable and so quick to respond to my emails. In my job, I have to contact mortgage companies all of the time and it's normally like pulling teeth getting them to call you back. That couldn't have been farther from my experience with Natalie and Blue Water.
R. Flynn
We wanted to refinance but had been quoted not very attractive options by two banks. It was frustrating because we are a good risk. When I talked to Natalie Malinowski about it, she said, we can definitely do better than that. And she did! She, and all of her team, were a joy to work with. They made things easy, answered all of our questions and had our best interest (pun intended!) in mind. I'm so glad I found her and will feel confident calling her again if we ever need to.
Ginger Burr
I’d say I’m biased but I was wicked hesitant to mix finances with family, but Natalie made the process so easy and was nothing but impeccably professional and honest. Talk to her, wish we had refinanced sooner!
Jackie Camerlengo

Natalie's Team

Ashley Ridley
Loan Processor | Loan Officer
Ashley Fortin
Loan Analyst

About Natalie

As a tenured financial services professional, I am passionate about utilizing my superior communication skills to build meaningful customer relationships through high touches experiences that exceed expectations. My goal at Blue Water is to build a successful and sustainable mortgage loan officer business that provides not only financing to customers, but also valuable insights to consumers, builds reciprocal relationships with realtors and other industry professionals and serves as an example of excellence for Blue Water peers. I look forward to working with you!

College/Background: I attended Loyola University in Chicago for undergrad obtaining a degree in Liberal Arts and went on to get my MBA from Simmons University in Boston, I graduated both Universities with honors.

Last Job: For the last 13 years I worked at Electric Insurance Company in Beverly MA, a direct to consumer writer of auto and home insurance.  My most recent role was as Sales Manger to our inbound and travel sales teams.

Favorite activity: Going out to eat and hanging by the pool in the summer!

Do you like to travel? If so, what’s your favorite destination? Yes! I’ve been to Italy, Costa Rica, France, Germany and Spain.  My husband I hope to take our family to Mexico within the next few years to explore their culture, landscape and food!

Favorite local spot? I love going to Newburyport for dinners out or just to walk the shops on a nice day.

Where do you reside? I live in Rowley, MA with my husband and 2 children ages 5 and 7.

Favorite sports teams/sport? Patriots I guess.

Something people don’t know about you?  I teach group fitness at two local studios in MA, and I’m a certified personal trainer and yoga instructor.


Contact Natalie
Privacy Policy