Mark Johnson We started my home buying experience we where told by many mortgage companies we had to wait 3 years. I was doing a VA loan. We were told 3 years due to a bankruptcy. We found Danielle French at blue water mortgage. She told us the truth we could get a mortgage 2 years out. She was able to answer all of our questions. She was available all the time. We did get a great interest rate. We also found that the people who work behind Danielle was also helpful. We have already referred family to Danielle. They have done one loan with them and will be closing on a second home loan with them soon. We have been in our new home since November.