Best Mortgage Rates in Colorado 2024

We had a fantastic experience with Blue Water Mortgage. We were referred to them by two of our friends, we would definitely refer anyone looking to purchase a home to work with them. As a first time home buyer we had no idea how to start the mortgage process and what to expect. John Riley explained everything to us. Whenever we had a question, which I had many he always picked up his phone or called us right back. He always wanted to make sure we understood what he was saying. Everyone at Blue Water was great they all worked together to help us close. I would recommend anyone looking to buy a house to use Blue Water Mortgage you will have a great experience just like we did. Everyone who is a part of Blue Water is very helpful and caring. They are the best!!!

My wife and I just completed a closing with Blue Water and our experience was phenomenal. We had a very quick turnaround from offer to close and Roger and Paula were extremely helpful and accessible throughout the entire process. There were a number of setbacks on the seller’s side throughout our close and not only did Blue Water anticipate these scenarios, they made proactive adjustments to the paperwork to make sure the sale was able to proceed without disruption. Additionally, Roger explained in detail the reason behind structuring our offer and mortgage as we did which was a process I really appreciated. We will recommend Blue Water to any friends or family looking to buy.

Hiccups are always to be expected with an FHA and a first time home buyer. I would recommend the organization and effort with a 10. They worked through a ton of grey area to get to the nuts and bolts of a few last minute road blocks. I really felt like they were putting in the extra effort for me. I would absolutely recommend Blue Water to any first time home buyer. Great job!

Blue Water Mortgage was recommended to us by our realtor and we are so glad she did! This is our third time buying a home and Blue Water helped to make the home buying process a breeze for us. We were able to get pre-qualified for a mortgage within 2 hours of contacting Roger at Blue Mortgage! Every email or phone call was returned promptly. Roger and his staff made sure everything went smoothly. I highly recommend Blue Water Mortgage to anyone who is buying a new home. I know our memories of the process is filled with good ones!

My husband and I recently went through Blue Water Mortgage as first time home buyers with the assistance of Derek and Jay, whom made the process painless. They both made themselves readily available to answer any questions or concerns throughout the entire process. They were extremely attentive and answered with timely responses. They completed the bulk of the paper work, asking for bits and pieces along the way. I was impressed with their level of knowledge and ability to be flexible. Our realtor was also impressed with how easy they were to work with. We would highly recommend using Blue Water Mortgage. Derek and his team ROCK!

I have worked with at least a dozen loan officers at different mortgage companies over the past several decades and Lee is by FAR the best that I have ever dealt with. Lee is extremely helpful, insightful (knows the industry top to bottom), is creative and offers exceptional customer service. While Lee is a true professional, she is also understanding, has a great sense of humor and just knows how to get things done quickly and on or ahead of schedule. I would HIGHLY recommend Lee to those that want only the very best – Lee is a true professional!

I honestly wouldn’t go elsewhere! We were looking to buy our house about 4 years ago and a friend referred us to Jason Caruso at Blue Water Mortgage. As you can imagine, it was much easier to get a mortgage then but still we (Jason) had to jump through a few hoops to get the house. It was a short sale opportunity and took months to get the approval but Jason walked us through every step and rate lock to make sure we got the best rate. I remember the moment he called to say we “were all set!”. He stuck to everytime timeline in the process. Since then, he has re-financed my father’s house twice and we just went through a re-fi ourselves. Much different than it was 4 years ago! It took much longer this time due to regulations and a VA re-fi but Jason pulled through again! Waiting for the rates to drop again so we can take advantage of the VA re-fi option. I really don’t do these testimonials often but this one is well worth it!

As a first time home buyer my experience with Blue Water Mortgage was excellent. Jim Collins was recommended to me by my realtor early on in the process; I couldn’t have worked with a better individual. From the start Jim was patient and answered all of my questions. As it got closer to buying the house, Jim kept in touch constantly and provided me with all the necessary details I needed. When he came to work with me personally he took his time going over all of the paperwork and double checking that I understood the entire process. I cannot recommend Jim highly enough, he is committed, intelligent, patient and kind. Thank you Blue Water Mortgage for making purchasing my first home such a positive experience.

I don’t have the words to express just how fantastic Jason Caruso is over at Blue Water. I was absolutely blown away by his superb customer service, professionalism, and willingness to go the extra mile (and then some) to help you acquire your loan at the best possible rate and terms possible.

He went WAY outside of his ordinary “required” duties to get us financed and fix a discrepancy on our credit so we could do so. I have never seen anyone put so much effort and extra time into satisfying their customers needs. He treats you like family and he is absolutely the most knowledgeable guy I have ever encountered with Financing and Real Estate matters.

I would absolutely recommend Blue Water (and Jason Caruso in particular) if you want the best possible service and expertise you will find in the industry. Thanks Jason!!

I have worked with Blue Water twice now. They set the bar for excellence and professionalism. They communicate clearly about what to expect and what to do throughout the mortgage process. Communication is timely and information is complete and easy to understand. Roger will spend time getting to know you and putting together options for a successful mortgage application. Then Lee will take care of all the details — from coordinating with appraisers to getting everything ready with the attorney for closing. The peace of mind knowing that I would move to closing smoothly is why I will keep going back to Blue Water Mortgage. They are consistently a model for organization and customer service with their patient, thoughtful approach to working with clients.

We were referred to BlueWater Mortgage through our bank, The Provident and it was a great experience. From the start our contact, Scott, was always attentive, informative and professional. He worked out a great rate, helped us get all of our paperwork in order and answered all questions whenever needed. All of this came together to ensure a smooth and easy closing. I would certainly recommend Blue Water Mortgage to anyone shopping for a mortgage or refinance.