In recent years, Florida has become the place to live, deservedly earning a reputation as the most popular state to move to. If you’re thinking about packing up and relocating to the Sunshine State yourself, an FHA loan could be…

Is a 20% down payment necessary to buy a home? We answer this question often for clients who are anxious about coming up with tens of thousands of dollars — especially in rocky economic times. The truth is, even in…

There’s a lot to consider when it comes to financing a home — from managing your credit score and debt-to-income ratio, to looming expenses and exploring different mortgage options. In Florida, the possibilities are even more extensive. Prospective homebuyers have…

For many, one of the perks of homeownership is the ability to build equity. Over time, the amount of equity that homeowners have in their properties grows, and eventually, it becomes possible to tap into that value by converting it…

Whether you have a growing family, are preparing for an elderly parent to move in with you or are expanding an existing room to accommodate your favorite hobby, there are several reasons why you might be considering adding square footage…

In recent years, homeowners have been exploring innovative financial solutions to navigate the maze of high-interest debts that can often seem overwhelming. One strategy that has gained traction is utilizing a debt consolidation mortgage refinance, specifically through a cash-out refinance…