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Police & Firefighter Home Mortgages

Every day police officers and firefighters put themselves in harms way to protect the community around them.

As first responders, these men and women undoubtedly deserve our respect and admiration for their sacrifices.

At Blue Water Mortgage, we pride ourselves on having helped secure mortgages for these heroes from all throughout New Hampshire. Since our founding in 2002, our brokers have done numerous police and firefighter mortgage loans for first responders from as nearby as Hampton and Portsmouth to other areas of the state.

Completing a police mortgage or firefighter home loan is very easy for us to accomplish and are some of our favorite loans to handle. Here’s why:

Police Mortgages are…

  1. SAFE because police officers traditionally have a very stable/increasing income
  2. AFFORDABLE because that steady income often translates to lower mortgage rates
  3. AN HONOR because public service should be rewarded

Firefighter Mortgages are…

  1. SECURE because firefighters also have a generally stable income
  2. ECONOMICAL compared to traditional loans thanks to low mortgage rates
  3. A TRIBUTE to those who protect life and property

Our brokers understand how to leverage a first responder’s role in the community as a way of securing optimal terms on a home mortgage loan.

Many first responders are also veterans, meaning they qualify for all of the perks that come along with VA loans – such as no down payment, lower rates and no mortgage insurance.

Why Blue Water?

Blue Water’s team has over 150 years of collective mortgage experience we have the knowledge and ability to get your loan closed on time with the best terms and lowest rates for you.

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Blue Water Mortgage Customer Reviews

The loan experience could not have been any better. As a first-time Home Buyer, I had questions and Blue Water Mortgage was willing and able to answer them all.  I would recommend Blue Water to anyone looking for a home mortgage.

Jane S. Bedford, NH

I would recommend the organization with a 10 out of 10. They worked through a ton of grey area to get through a few last minute road blocks. I really felt like they were putting in the extra effort for me. I would absolutely recommend Blue Water to any first time home buyer.

Dan V. Kittery, ME

My experience with Blue Water Mortgage was fantastic. The representatives were very professional and treated me as though I was their most important customer. I was a first time home buyer and Blue Water Mortgage took the stress out of a normally stressful process.

Chris D. Longmeadow, MA

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Please be advised that your actual rate, payment, and cost could be higher. Get an official Loan Estimate before choosing a loan. This estimate is provided for informational purposes ONLY, to assist you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment. Actual charges may be more or less, and your transaction may not involve a fee for every item listed.

Rate and APR based on the following assumptions: Purchase Price of $250,000, loan amount of $200,000, 80% loan to value, 740 credit score, single family property, primary residence, escrowing taxes and insurance, debt ratio within program guidelines.