Non-conventional loans cater to borrowers that may have been rejected for these reasons. We can help pair you with a non-conventional loan should you fit into this borrower category.
With multiple types of non-conventional loans available today, why not let an experienced mortgage broker handle the details for you. Fill out the form below and one of our loan officers will be in touch with you in no time to start the process.
Blue Water Mortgage is licensed in New Hampshire, Maine, Massachusetts, Vermont, Connecticut, Rhode Island, Florida, North Carolina, Colorado, Texas, Georgia, and South Carolina.
Download our free eBook here to learn the 10 must ask questions to when buying a home.
My experience with Blue Water Mortgage was wonderful. As a first time home buyer, I had many questions and concerns. Laura pa…
We have worked with Blue Water Mortgage group several times over the years, they helped with our home purchase, sale and refi…
My wife and I just completed a closing with Blue Water and our experience was phenomenal. We had a very quick turnaround from…
Blue Water Mortgage has a team of people behind the scenes that most us never see. I was fortunate enough to meet several of …
As a first time home buyer, I had no idea where to begin with the mortgage process. Our realtor referred us to Blue Water to …
I don’t have the words to express just how fantastic Jason Caruso is over at Blue Water. I was absolutely blown away by…
I honestly wouldn’t go elsewhere! We were looking to buy our house about 4 years ago and a friend referred us to Jason …
We were referred to BlueWater Mortgage through our bank, The Provident and it was a great experience. From the start our cont…
I highly recommend Blue Water Mortgage! I sought to work with them because they have a reputation of being very patient and t…
Working with Blue Water Mortgage Corp was a great experience. My wife and I could not be happier with the process. We felt li…
They were wonderful to work with. I highly recommend them. Not only were they able to get me the best/lowest rate easily but …
Blue Water Mortgage is fantastic! We just recently refinanced with them again, and it was smooth sailing. We contacted them a…
It’s hard to know who to trust in this day and age, but I would highly recommend Blue Water Mortgage to anyone! Their g…
Excellent experience. Roger and his team work unbelievably hard to get the job done. Always available and happy to explain/ad…
Laura was great to work with! She took the time to answer all my questions, kept me updated on the process, and helped to mak…
My experience with Blue Water Mortgage was wonderful. As a first time home buyer, I had many questions and concerns. Laura patiently guided me through the process, explaining what was happening each step of the way. My home purchase was on the complicated side, but Laura took every bump in stride, and went the extra mile (several times) to make sure that my closing went smoothly and happened on time. I would highly recommend Blue Water Mortgage to anyone purchasing a home.
We have worked with Blue Water Mortgage group several times over the years, they helped with our home purchase, sale and refinancing. Kristina Young especially made the process easy and everyone we worked with was very responsive, worked diligently and happily answer questions along the way. I would definitely use Blue Water Mortgage again in the future and would highly recommend.
My wife and I just completed a closing with Blue Water and our experience was phenomenal. We had a very quick turnaround from offer to close and Roger and Paula were extremely helpful and accessible throughout the entire process. There were a number of setbacks on the seller’s side throughout our close and not only did Blue Water anticipate these scenarios, they made proactive adjustments to the paperwork to make sure the sale was able to proceed without disruption. Additionally, Roger explained in detail the reason behind structuring our offer and mortgage as we did which was a process I really appreciated. We will recommend Blue Water to any friends or family looking to buy.
Blue Water Mortgage has a team of people behind the scenes that most us never see. I was fortunate enough to meet several of them, and all I can say is…..You are in good hands.
As a first time home buyer, I had no idea where to begin with the mortgage process. Our realtor referred us to Blue Water to get pre-approved and we were fortunate enough to work with Rick Schlager. Even before we made an offer, Rick was extremely helpful and made sure we would be able to get approved for the condo we ended up falling in love with. Once the actual closing process started we stuck with Blue Water since our experience had been so positive thus far. They also have lawyers who will look over your P&S free of charge, which is a GREAT help during the stressful process. Rick was always available to answer our never ending questions, no matter how simple or small. I would 100% recommend Blue Water to anyone, especially first time home buyers. They made the entire process seamless.
I don’t have the words to express just how fantastic Jason Caruso is over at Blue Water. I was absolutely blown away by his superb customer service, professionalism, and willingness to go the extra mile (and then some) to help you acquire your loan at the best possible rate and terms possible.
He went WAY outside of his ordinary “required” duties to get us financed and fix a discrepancy on our credit so we could do so. I have never seen anyone put so much effort and extra time into satisfying their customers needs. He treats you like family and he is absolutely the most knowledgeable guy I have ever encountered with Financing and Real Estate matters.
I would absolutely recommend Blue Water (and Jason Caruso in particular) if you want the best possible service and expertise you will find in the industry. Thanks Jason!!
I honestly wouldn’t go elsewhere! We were looking to buy our house about 4 years ago and a friend referred us to Jason Caruso at Blue Water Mortgage. As you can imagine, it was much easier to get a mortgage then but still we (Jason) had to jump through a few hoops to get the house. It was a short sale opportunity and took months to get the approval but Jason walked us through every step and rate lock to make sure we got the best rate. I remember the moment he called to say we “were all set!”. He stuck to everytime timeline in the process. Since then, he has re-financed my father’s house twice and we just went through a re-fi ourselves. Much different than it was 4 years ago! It took much longer this time due to regulations and a VA re-fi but Jason pulled through again! Waiting for the rates to drop again so we can take advantage of the VA re-fi option. I really don’t do these testimonials often but this one is well worth it!
We were referred to BlueWater Mortgage through our bank, The Provident and it was a great experience. From the start our contact, Scott, was always attentive, informative and professional. He worked out a great rate, helped us get all of our paperwork in order and answered all questions whenever needed. All of this came together to ensure a smooth and easy closing. I would certainly recommend Blue Water Mortgage to anyone shopping for a mortgage or refinance.
I highly recommend Blue Water Mortgage! I sought to work with them because they have a reputation of being very patient and thorough for first time home buyers. Lynette, Michelle, Ashley, Megan and their entire team looked after me and made the entire process moving perfectly. Now I live in my FIRST HOME and I love it!!
Working with Blue Water Mortgage Corp was a great experience. My wife and I could not be happier with the process. We felt like anytime there was a question or a concern that it was answered and addressed quickly, we had all the information we needed to know what needed to happen each step of the way. The effort was made clear on what was expected of us, what we needed to provide and when. We felt like we go personal attention, it felt like we were their only clients. From the initial interaction and Application process all the way to the closing date we felt informed and we felt like Blue Water had everything under control. The closing was able to be done a week early and it was a breeze. I highly recommend Blue Water Mortgage.
They were wonderful to work with. I highly recommend them. Not only were they able to get me the best/lowest rate easily but they respond very quickly to emails. It made the whole process as stress free as possible.
Blue Water Mortgage is fantastic! We just recently refinanced with them again, and it was smooth sailing. We contacted them and within days had a quote, and within two weeks closed! They are fantastic to work with, every step of the way. Answering detailed questions, available 24/7, amazing customer service. We felt like we were their only clients and taken care of every step of the way. I can’t say enough wonderful things about Roger and his team at BWM. Amazing, hard working, excellent customer service, trusting and knowledgeable! My highest recommendation for this group!!
It’s hard to know who to trust in this day and age, but I would highly recommend Blue Water Mortgage to anyone! Their great service and fantastic rates have made me and my family members customers for life!
Excellent experience. Roger and his team work unbelievably hard to get the job done. Always available and happy to explain/advise. More human than any bank I’ve dealt with.
Laura was great to work with! She took the time to answer all my questions, kept me updated on the process, and helped to make sure everything went smoothly. Laura took the worrying out of the process, and I knew that I could trust her to look out for my best interest.I really appreciate everything she did and how great she was to work with. I will be using Laura for all my future buying or refinancing needs and I would definitely recommend Laura to all my friends!
This ebook will help you better understand the home buying process so you can make a more informed buying decision.
Use our Down Payment Worksheet to get a idea of what you can afford to spend.
Gathering the documents in this checklist will help speed up the application process.
Please be advised that your actual rate, payment, and cost could be higher. Get an official Loan Estimate before choosing a loan. This estimate is provided for informational purposes ONLY, to assist you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment. Actual charges may be more or less, and your transaction may not involve a fee for every item listed.
Rate and APR based on the following assumptions: Purchase Price of $250,000, loan amount of $200,000, 75% loan to value, 780 credit score, single family property, primary residence, escrowing taxes and insurance, debt ratio within program guidelines.
Rates posted are effective as of 8/9/2024.