Licensed in

Non-Conventional Loans

Borrowers can be rejected for conventional loans for any number of reasons: being self employed, history of bankruptcy, unsteady employment history, or insufficient cash reserves.

Non-conventional loans cater to borrowers that may have been rejected for these reasons. We can help pair you with a non-conventional loan should you fit into this borrower category.

With multiple types of non-conventional loans available today, why not let an experienced mortgage broker handle the details for you. Fill out the form below and one of our loan officers will be in touch with you in no time to start the process.

Download our free eBook here to learn the 10 must ask questions to when buying a home.

Why Blue Water?

Blue Water’s team has over 150 years of collective mortgage experience we have the knowledge and ability to get your loan closed on time with the best terms and lowest rates for you.

Frequently Asked Questions

Can we roll closing costs into the loan on a purchase?
Can we use his income but my credit?
Can I exclude debts that I co-signed (contingent liability)?
Do I have to provide cancelled rent checks if I’m a first time home buyer?
View All FAQs
Privacy Policy

Blue Water Mortgage Customer Reviews

The loan experience could not have been any better. As a first-time Home Buyer, I had questions and Blue Water Mortgage was willing and able to answer them all.  I would recommend Blue Water to anyone looking for a home mortgage.

Jane S. Bedford, NH

I would recommend the organization with a 10 out of 10. They worked through a ton of grey area to get through a few last minute road blocks. I really felt like they were putting in the extra effort for me. I would absolutely recommend Blue Water to any first time home buyer.

Dan V. Kittery, ME

My experience with Blue Water Mortgage was fantastic. The representatives were very professional and treated me as though I was their most important customer. I was a first time home buyer and Blue Water Mortgage took the stress out of a normally stressful process.

Chris D. Longmeadow, MA

Home Loan Resources

10 Questions to Ask When Buying a Home
eBook

This ebook will help you better understand the home buying process so you can make a more informed buying decision.

Get the eBook
Worksheet

Use our Down Payment Worksheet to get a idea of what you can afford to spend.

Download Now
Checklist

Gathering the documents in this checklist will help speed up the application process.

Get the Checklist

Please be advised that your actual rate, payment, and cost could be higher. Get an official Loan Estimate before choosing a loan. This estimate is provided for informational purposes ONLY, to assist you in determining an estimate of cash that may be required to close and an estimate of your proposed monthly mortgage payment. Actual charges may be more or less, and your transaction may not involve a fee for every item listed.

Rate and APR based on the following assumptions: Purchase Price of $250,000, loan amount of $200,000, 80% loan to value, 740 credit score, single family property, primary residence, escrowing taxes and insurance, debt ratio within program guidelines.