Home Loans for Bad Credit

They were wonderful to work with. I highly recommend them. Not only were they able to get me the best/lowest rate easily but they respond very quickly to emails. It made the whole process as stress free as possible.

It is rare to find a business that is so dedicated to its customer base. Blue Water Mortgage was able to close faster than much larger firms. Blue Water Mortgage maintained a constant, very professional communication throughout the mortgage process, which was very helpful since I was a first time home buyer. It was a pleasure doing business with this great company, and I would recommend them to anyone looking to purchase a home!

I highly recommend Blue Water Mortgage! I sought to work with them because they have a reputation of being very patient and thorough for first time home buyers. Lynette, Michelle, Ashley, Megan and their entire team looked after me and made the entire process moving perfectly. Now I live in my FIRST HOME and I love it!!

Blue Water Mortgage is fantastic! We just recently refinanced with them again, and it was smooth sailing. We contacted them and within days had a quote, and within two weeks closed! They are fantastic to work with, every step of the way. Answering detailed questions, available 24/7, amazing customer service. We felt like we were their only clients and taken care of every step of the way. I can’t say enough wonderful things about Roger and his team at BWM. Amazing, hard working, excellent customer service, trusting and knowledgeable! My highest recommendation for this group!!

Excellent experience. Roger and his team work unbelievably hard to get the job done. Always available and happy to explain/advise. More human than any bank I’ve dealt with.

It’s hard to know who to trust in this day and age, but I would highly recommend Blue Water Mortgage to anyone! Their great service and fantastic rates have made me and my family members customers for life!

We started my home buying experience we where told by many mortgage companies we had to wait 3 years. I was doing a VA loan. We were told 3 years due to a bankruptcy. We found Danielle French at blue water mortgage. She told us the truth we could get a mortgage 2 years out. She was able to answer all of our questions. She was available all the time. We did get a great interest rate. We also found that the people who work behind Danielle was also helpful. We have already referred family to Danielle. They have done one loan with them and will be closing on a second home loan with them soon. We have been in our new home since November.

Blue Water made the entire process a breeze. They were extremely responsive, knowledgeable and approachable with all of our questions. We will be recommending them to our family and friends for sure!

I honestly wouldn’t go elsewhere! We were looking to buy our house about 4 years ago and a friend referred us to Jason Caruso at Blue Water Mortgage. As you can imagine, it was much easier to get a mortgage then but still we (Jason) had to jump through a few hoops to get the house. It was a short sale opportunity and took months to get the approval but Jason walked us through every step and rate lock to make sure we got the best rate. I remember the moment he called to say we “were all set!”. He stuck to everytime timeline in the process. Since then, he has re-financed my father’s house twice and we just went through a re-fi ourselves. Much different than it was 4 years ago! It took much longer this time due to regulations and a VA re-fi but Jason pulled through again! Waiting for the rates to drop again so we can take advantage of the VA re-fi option. I really don’t do these testimonials often but this one is well worth it!

We were referred to BlueWater Mortgage through our bank, The Provident and it was a great experience. From the start our contact, Scott, was always attentive, informative and professional. He worked out a great rate, helped us get all of our paperwork in order and answered all questions whenever needed. All of this came together to ensure a smooth and easy closing. I would certainly recommend Blue Water Mortgage to anyone shopping for a mortgage or refinance.

I don’t have the words to express just how fantastic Jason Caruso is over at Blue Water. I was absolutely blown away by his superb customer service, professionalism, and willingness to go the extra mile (and then some) to help you acquire your loan at the best possible rate and terms possible.

He went WAY outside of his ordinary “required” duties to get us financed and fix a discrepancy on our credit so we could do so. I have never seen anyone put so much effort and extra time into satisfying their customers needs. He treats you like family and he is absolutely the most knowledgeable guy I have ever encountered with Financing and Real Estate matters.

I would absolutely recommend Blue Water (and Jason Caruso in particular) if you want the best possible service and expertise you will find in the industry. Thanks Jason!!

I have worked with Blue Water twice now. They set the bar for excellence and professionalism. They communicate clearly about what to expect and what to do throughout the mortgage process. Communication is timely and information is complete and easy to understand. Roger will spend time getting to know you and putting together options for a successful mortgage application. Then Lee will take care of all the details — from coordinating with appraisers to getting everything ready with the attorney for closing. The peace of mind knowing that I would move to closing smoothly is why I will keep going back to Blue Water Mortgage. They are consistently a model for organization and customer service with their patient, thoughtful approach to working with clients.

Blue Water Mortgage has a team of people behind the scenes that most us never see. I was fortunate enough to meet several of them, and all I can say is…..You are in good hands.

As a first time home buyer, I had no idea where to begin with the mortgage process. Our realtor referred us to Blue Water to get pre-approved and we were fortunate enough to work with Rick Schlager. Even before we made an offer, Rick was extremely helpful and made sure we would be able to get approved for the condo we ended up falling in love with. Once the actual closing process started we stuck with Blue Water since our experience had been so positive thus far. They also have lawyers who will look over your P&S free of charge, which is a GREAT help during the stressful process. Rick was always available to answer our never ending questions, no matter how simple or small. I would 100% recommend Blue Water to anyone, especially first time home buyers. They made the entire process seamless.

We had a fantastic experience with Blue Water Mortgage. We were referred to them by two of our friends, we would definitely refer anyone looking to purchase a home to work with them. As a first time home buyer we had no idea how to start the mortgage process and what to expect. John Riley explained everything to us. Whenever we had a question, which I had many he always picked up his phone or called us right back. He always wanted to make sure we understood what he was saying. Everyone at Blue Water was great they all worked together to help us close. I would recommend anyone looking to buy a house to use Blue Water Mortgage you will have a great experience just like we did. Everyone who is a part of Blue Water is very helpful and caring. They are the best!!!