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A Jumbo loan is a mortgage exceeding the conforming lending limit of Fannie Mae or Freddie Mac, which in most areas is $417,000. Generally these loans will have higher interest rates and higher down-payments than Fannie Mae or Freddie Mac loans, increasing with the size of the loan.

However, don’t worry if you need a Jumbo loan. Blue Water Mortgage can help you navigate the confusing waters of Jumbo loans and ensure you get the best rate possible.

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