As mortgage experts, we field questions from clients about refinancing every day. Some are curious about which refinancing options are available to them; others are interested in learning when is the best time to refinance; still others wonder whether refinancing…

Your credit score plays a major role in the mortgage approval process; it dictates what types of loans you’re eligible for, how much money you’re expected to put down at closing, your interest rates and your mortgage insurance rates. That’s…

When shopping for a mortgage, first you should understand the two main options that are available: fixed-rate mortgages or adjustable-rate mortgages. Adjustable-rate mortgages are known for their low initial costs, while fixed-rate mortgages have a reputation for providing borrowers with…

If you were house-hunting in 2016, you probably noticed some above-average price tags on homes of all sizes. Well, you weren’t alone. Home prices nationwide saw significant increases. But the good news is that FHA loans for 2017 will also…

As a borrower you essentially have two choices when looking to get approved for a home mortgage loan: work with a local/national bank or turn to a trusted mortgage broker. While both paths are perfectly suitable for your pursuit of…

If you’re a borrower considering refinancing your mortgage, it’s important not to simply dive into the process without giving the decision some due diligence. Too often when a borrower asks a lender the question: “should I refinance?” the response is…