Many Americans face varying degrees of debt. In the United States, the average person’s debt, excluding mortgages, is almost $30,000, according to a recent Forbes article. Many people, however, are turning to home equity loans as a way to consolidate…

From the U.S. Department of Housing and Urban Development’s Federal Housing Administration (FHA) loan to the U.S. Department of Agriculture’s Rural Development Loan (also known as the USDA loan), the United States government provides a number of housing loan programs…

For those looking to settle down and buy a home, the state of New Hampshire is a great place to start. Named the #5 best state to live in by US News and World Report, the Granite State also boasts…

According to the U.S. Census Bureau, there are approximately 21.8 million veterans of the U.S. armed forces. They have served our country and contributed to our communities in countless ways. In an effort to thank them for their service, the…

As mortgage experts, we field questions from clients about refinancing every day. Some are curious about which refinancing options are available to them; others are interested in learning when is the best time to refinance; still others wonder whether refinancing…

Your credit score plays a major role in the mortgage approval process; it dictates what types of loans you’re eligible for, how much money you’re expected to put down at closing, your interest rates and your mortgage insurance rates. That’s…