Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

How do I know if I even qualify for a mortgage?

It’s a good question and an important one. In order to know if you can afford a mortgage, you need to get prequalified. This happens early on in the process and indicates your general creditworthiness to potential sellers. This can also happen very quickly. Prequalification allows mortgage brokers and banks to verify your credit, income, assets and liabilities, which determines how much you can afford to spend on a home.

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