First Time Home Buyer? We’ll Help You Figure Out Where to Start

Ready to ditch your rising rental payments and take full control of your financial future?

No matter your situation, you may be closer than you think to owning your own home. And with Blue Water Mortgage, you don’t have to navigate the first time home buyer process alone.

Chat with one of our first time home buyer loan experts to find the guidance and answers you need. We’ll explain the loan process, answer your questions and get you prequalified!

Here’s a look at a few common questions we can answer:

• What can you realistically afford?
• How does debt-to-income ratio work?
• Can you use gift funds to purchase your home?
• How much of a down payment do you need?
• What are the current mortgage rates?
• How much should you budget for monthly home maintenance expenses?
• Can you (or should you) pull money from your 401(k)?

Request a call back at a time that’s most convenient for you. Whether that’s right now or later on, we’re all ears.