I joined Blue Water Mortgage in 2024 as a Processor with the ability to Originate for my own borrowers as a Loan Officer (licensed in NH). I came to Blue Water with being part of a top-notch team that has been together for 10 years and we are very excited to be part of such a phenomenal mortgage company. I am excited to bring my experience to the table and blend it with the proven systems and culture that is Blue Water Mortgage. I look forward to assisting you with your mortgage needs!
Here is a little about me:
In Industry: I have been in this industry for over 30 years. I started as a Processor for a small company in Nashua, NH. I transitioned to a Loan Officer quickly and was in that position from 1990 to 2010. Most of that time was with Wells Fargo in Bedford NH. I did take a few years away from mortgages, but stepped back into it in 2014 as a Loan Officer Assistant and have been ever since!
Interests/Favorite Activities: Glamping (fancy camping!), reading, music, trail walks, kayaking and hanging out with my pups, Sierra and Bowser!
Favorite Foods: Anything salty! Pretzels, chips, popcorn, chips/salsa and hummus. I have a salad just about every day.
Pets: 2 pups: Sierra – 4yrs old (a black mouth cur/hunting dog) and Bowser – 6 yrs old (my blind golden retriever). We have a cat, but she is moody and hardly likes me!
Where do you reside?: Candia NH. I am a NH Native, originally from Berlin, NH
Family: I am married to my best friend, Daren. I have two beautiful adult daughters, a teenage bonus daughter and two stepsons.
Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence. When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.
To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.
What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.
There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.
You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.
