With over 17 years of mortgage experience, an Amesbury High graduate, current Amesbury resident and member of Rotary, Kiwanis, and Chamber, I know the surrounding markets in MA, NH and ME very well.
I know that buying or refinancing a home is the biggest financial decision of your life—that’s why I make a point of consulting with my clients throughout the entire loan process, so they are well educated and active participants in the transaction. I have an extensive background in all facets of mortgage lending and assisting my clients with many different needs, whether they are home buyers looking to purchase a new home or current homeowners looking to benefit from refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, Renovation, and Reverse loans.
I also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so I can serve as an informed advocate for my clients. My focus is not only on attempting to get a client a loan, but finding the best loan for them.
A little more about me:
Education: Bachelor’s Degree in Business Administration – Double major in Management and Marketing from UMASS Lowell
Do you have a pet? Yes, my rescue Spaniel mix named Mulligan. He’s named after the golf term and also for second chance at life
Favorite activity? Any and all ocean and beach activities
Do you like to travel? If so, what is your favorite destination? Nashville, TN
Favorite food? BBQ, all things BBQ
Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence. When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.
To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.
What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.
There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.
You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.
