Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Garrett Collins

Garrett Collins

Partner | Loan Officer
NMLS #12903 | NH, MA, ME, CT, FL & TX
Phone (603) 758-1656
Cell (603) 944-0112

Kind words from Garrett's Clients

Do not hesitate to use Garrett Collins and Blue Water Mortgage. They worked with us to get us a fantastic rate on our mortgage, gave great recommendations and were a pleasure to work with. They adapted quickly when our closing time became shortened. They are very efficient and have a wonderful staff(Thanks, Ashley!) We are thrilled to be partnering with them for our mortgage! Highly recommended.
Courtney Cox
We LOVE Blue Water Mortgage Company! My husband and I have had the pleasure of working with Garrett for three purchases (owner occupied and investment properties) over the last 5 years and we can't say enough good things about him. His professionalism, attention to detail and responsiveness far exceeded our expectations. Our closings were uncomplicated and glitch-free. I would highly recommend Garrett and Blue Water Mortgage to anyone looking for lender, they are terrific!
Lisa and Mark Cochran, Exeter, NH
Garrett Collins far exceeded my expectations in efficiency & timeliness. He was friendly, accommodating, reassuring & easy to speak to. Thanks for everything!
Gregory Morrissey, Hampton, NH
Our broker Garrett Collins was both personal and professional at all times, and always available no matter what the need. Deadlines were always met, documents were ready when they were promised, and updates on the status of the loan were given. Throughout our entire interaction with Blue Water Mortgage, we could not be more pleased and have nothing but praise for the team with whom we worked. We would most definitely recommend them to anyone in search of a loan agency.
Frank Garibay II, Brentwood, NH
Everything was organized and extremely easy. All of my questions were answered quickly and explained to me in a way that a non mortgage professional could understand.
A. Benoit - Exeter, NH
I had a complicated return, because of being self employed. Garrett worked hard with the lender to get it done.
T. Day- East Kingston, NH
Thanks very much for your recent help in our purchase of a new home. While you've been most helpful and a pleasure to work with during previous purchases and refinances this most recent experience was the best one yet! Today's new mortgage procedures seem significantly more complex than those of the past and your expertise and guidance were most useful. Also, your knowledge of the appraisal process was extremely valuable when the appraisal of the home we purchased came in less than the original agreed upon sale price: clearly the appraisal process has also changed significantly since the meltdown in the real-estate market a few years back!
P. Martin- Loudon, NH
Everyone I've dealt with is terrific. They make the process seamless and effortless. I won't use anyplace else.
C. Paccito- Exeter, NH
Garrett and team was amazing!
R. Holt- Greenland, NH
Garrett was always available and willing to answer my questions quickly and efficiently.
Paula Clements

Garrett's Team

Ashley Ridley
Loan Processor
Danyle Hunt
Loan Analyst

About Garrett

As a Managing Partner and Loan Officer at Blue Water Mortgage since its inception in 2002, I have developed an extensive referral network of realtors, professional services and personal contacts throughout New England. Forming strong relationships based on communication, honesty and hard work is what I strive for every day. Part of my passion is helping others reach their goals. I’m grateful for the opportunity to be part of such a great organization that allows me to grow both professionally and personally.

I specialize in working with clients through the mortgage and home buying process. Together with their real estate agent, I try and take the “team” approach to facilitate a quick, concise and stress-free loan process. At Blue Water Mortgage, we have the team and the tools to match each home buyers’ needs.

Community Involvement

My industry experience is complemented by a Bachelor’s of Arts degree from the University of New Hampshire. I live in Exeter, NH, with my wife Helene-Marie Ferrante Collins and our three teenagers Sean, Gavin and Emma-Kate. In my spare time, I enjoy playing basketball with friends, boating on Lake Winnipesaukee and spending time with my family.

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