Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Kristin  Johnson

Kristin Johnson

Senior Loan Officer & Loan Officer Assistant
NMLS #840560
Phone (603) 758-1653
Cell (603) 944-0150

Kind words from Kristin 's Clients

Kristin and team do an amazing job. Kristin helped me purchase my first home and she just recently helped me refinance. She is always there to help answer questions and she has guided me through the entire purchasing and refinancing process now. It's easy to get lost in all of the paperwork, forms, and numbers involved with the process and if you are curious about what it all means like I was, she was more than willing to explain it to me until I completely understood it. The entire team there does an excellent job. Thank you!
Jesse Schraufnagel
"Garrett Collins and his staff at Blue Water Mortgage Corporation are amazing. My refinancing was a challenging one and I am happy to say I successfully closed on March 26, 2018. This is all thanks to Garrett and Kristin and Andrea and his staff. They are professional, very knowledgeable meticulous with details, kind and they definitely go the extra mile for you. I will always be grateful to them and I highly recommend them to everyone."
Fran M
Kristin was our first hire when we started in 2002 and has been a constant at Blue Water ever since. She is hardworking, extremely dependable and has a vast knowledge of all aspects of the mortgage business. Always willing to help our clients, Kristin is truly an expert at seeing loans through from start to finish. She has continued to develop as a professional by getting her origination license, allowing her to further her career path. We are proud to have Kristin as part of the Blue Water family!
Garrett Collins, Owner of Blue Water Mortgage

Kristin 's Team

Michelle Ramini
Loan Processor
Danyle Hunt
Loan Analyst
Cam Esty
Loan Technician

About Kristin

Kristin was the first hire at Blue Water Mortgage 20 years ago when the company was founded. She attended U-Mass Lowell and then worked as a loan analyst for the Blue Water partners. Taking the next step, Kristin easily passed her mortgage originator exams and has been both a loan analyst and a licensed loan originator for a number of years.

Kristin has the unique experience of working with both her mother, Maryruth Reilly, who is Blue Water’s Office Manager, as well as her father, John Reilly, who is a loan officer at Blue Water. Her vast experience and knowledge of guidelines allow her to look outside the box and get creative with financing. Kristin knows how to get deals done!

Kristin spent her childhood summering in York, Maine. She developed lifelong friends with the year-round residents of the York community. She grew up in North Andover, Massachusetts but decided to relocate to the Seacoast full time in 1993, living first in York and then Portsmouth, NH. She and her husband Scot Johnson settled in Kittery, Maine 15 years ago and have been living there ever since. Scot is well known in the Portsmouth community and is a sales representative for Go Solar New England.

She is an avid New England sports fan and especially enjoys football. She is a diehard Pat’s fan! She can be found on Sunday’s during the football season fully decked in her Pat’s gear rooting on her team. She loves camping, hitting the beach in the summer, and traveling.

Kristin supports her realtor network with her mortgage expertise, her ability to close a deal, and Blue Water’s vast marketing toolbox. Whether you are looking for your first home, trading up to your dream home, refinancing for a little home repair or buying your second home at the beach, she has your back!

Contact Kristin
Privacy Policy