Mike Camarro is a licensed Mortgage Loan Officer, helping clients navigate the financing process whether they are purchasing a new home, refinancing an existing mortgage, or simply evaluating their options.
Mike brings decades of finance and accounting experience to his work with mortgage clients. Drawing on this extensive finance background, Mike is particularly adept at solving difficult scenarios many times involving self-employed clients.
Prior to entering the mortgage industry, Mike served as Controller and CFO for companies across several industries, including retail, distribution, technology, and wealth management. This extensive financial background gives him a unique ability to understand and analyze each client’s individual financial situation and help identify mortgage solutions that best fit their needs and long-term goals.
Throughout his career, Mike has built his reputation on strong financial knowledge, responsiveness, and a straightforward, personal approach. He believes obtaining a mortgage should be about more than simply securing a loan—it should be about understanding the client’s overall financial picture and helping them make a well-informed decision about one of the most important financial commitments they will make.
Mike resides in Danvers, Massachusetts with his fiancé, Jenn, and is the proud father of three children and two step children.
Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence. When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.
To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.
What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.
There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.
You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.
