Originally from Portsmouth, NH, Ryan attended the University of New Hampshire, where he earned his degree in Accounting in 2026. After joining Blue Water Mortgage as a summer intern in 2025, he transitioned to a full-time role in June 2026.
With an accounting background, Ryan brings a strong analytical mindset and attention to detail to mortgage operations. He values clear communication, teamwork, and helping ensure a smooth, organized lending process. Ryan is currently working toward obtaining his Mortgage Loan Originator (MLO) license.
A little more about Ryan:
Where do you reside? Portsmouth, NH Interests/Favorite Activities: Golfing and Surfing Favorite Local Restaurant: Gilley’s Portsmouth, NH and Flatbread Company Portsmouth, NH Favorite Sports Teams: All New England Sports Teams
Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence. When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.
To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.
What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.
There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.
You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.
