Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Spencer Chapman

Spencer Chapman

Loan Officer
NMLS #1861630 | NH, MA, FL & ME
Phone (603) 287-1184
Cell (603) 260-2442

Kind words from Spencer's Clients

It is our pleasure to recommend Spencer for home mortgage financing. He was highly recommended by our realtor. From start to finish, his service has been prompt and efficient. We needed to get pre-approved for our new home while our existing home was in the process of selling. We couldn't be more pleased with Spencer's fast turnaround and I think that was key in securing the future home of our dreams!
Hampstead, NH
I called Spencer after we had just come off an extremely bad experience with a major lender on an attempt to refinance. I figured that I would go with more of a local lender than a major corporation based on the run-around we got. We couldn't have been any more happy making that decision to call Spencer! It was an amazing experience from the first phone call to go over options. He immediately started working the numbers, and always called me and kept in constant communication on where we were at. In under a month we closed. My previous experience with 2 companies, they kept me in the dark and never called me back.. I always had to call them.. If you need a mortgage lender, Spencer is your guy. He worked for us to close and made us feel like we weren't a number and that it was personal to him that we closed. I would go with Spencer again in the future, no doubt.
Anthony L.
Bedford, NH

Spencer's Team

Mary Meagher
Loan Processor
Emily Lawrence
Loan Analyst

About Spencer

As a New England native, I take great pride in serving the communities in which I was raised with complete transparency. Personally, and professionally, my mission is to always operate from a place of honesty and integrity to instill trust in my clients and referral partners to ensure a fast, smooth process when it comes to all purchase and refinance transactions. Speed, professionalism, and reliability are all part of my value proposition. Buying a home should be fun!

I truly enjoy helping my clients navigate the waters of real estate transactions with ease. Having spent years processing loans from start to finish, I understand the value in having a resource you can always reach out to for questions and concerns. I’m available 24/7 and welcome all inquiries, no matter the situation.

Loans aren’t just loans to me – they’re unique, financial instruments used to build and leverage wealth over time. I’m here to help structure tailored solutions to fit every client’s needs, wants, and budget.

Get to know me:

College/background: Keene State College

Last Job: Premier Mortgage Lending

Plans at BWM: Providing first-class service while impacting the local communities in which I work with positivity.

Favorite Activity: Fishing, hiking, anything outdoors

Favorite place to travel: Chicago, majority of family lives in Illinois

Favorite local spot: Fort Foster/Chauncey Creek in Kittery, Maine. Close to home and a quiet escape

Where do you reside? Brentwood, NH

Favorite sports teams/sport? Baseball, Boston Red Sox

Something people don’t know about me: Avid crypto-currency investor, collaborates often with the NH Jump$tart Coalition to teach younger kids about financial literacy

Contact Spencer
Privacy Policy