Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

A Few Survey Quotes from Our Recent Clients !

Jim was very pleasant and easy to work with. He made the process very smooth.

Jeff and Mary worked hard to make this deal happen. They kept me organized as far as paperwork and other steps I needed to take and reminded me of deadlines. Thanks!

Although the paperwork signing was a pain, the process was fairly easy with e-mailing documents etc.
Garret and Kristen were great and easy to work with

Very professional,all phases handled in a prompted time line. Very accomodating to our schedule. Thank you Jay.

Smooth from start to finish. Will be starting the process with my brothers very soon.

Amy Brennan is an absolute pleasure to work with. I have now financed 3 mortgages with her and wouldn’t consider using anyone else.

This is my second time working with Rick, thank you very much.He is exceptional..

Blue Water Mortgage was amazing. Our loan consultant, Jim Collins, was highly knowledgeable,responsive to our concerns and questions. As first time home buyers, he took the time to have teaching moments with us and made sure we are comfortable with what is happening every step in the process. We had an exceptional experience with Jim, who worked on our FHA approval project for 4 consecutive months. He was extremely professional and did not lose site of the goal. He is quite recourseful and a go getter. If we had not had Jim working on our case, we probably would not be in our home today. Thank you to BWM and to Jim Collins for his services and dedication.

Rochelle Stellato and Jason Caruso were simply wonderful. They were very attentive to everyone of my questions and handled everything in a very professional manner. It is enjoyable to work with such dedicated individuals.

“Great staff, very helpful, would absolutely recommend.

Very responsive, no complaints

Very efficient, knowledgeable and personable. I recommend Blue Water all the time!

Jim was outstanding in every aspect of the process. I was totally frustrated with the lender but Jim kept me informed and explained everything in detail. His attention to detail and foresight enabled us to be one step ahead of the lender at all times…closing was one time and painless…

We received our HUD statement the day before closing, and it was not correct so needed to be changed last minute. Additional communication/collaboration during the process of finalizing the closing date and costs would be helpful. Overall however it is a pleasure working with your company and you are quick to respond to customer requests.

Enjoyed working with the Blue Water team headed by Danielle French. She wass proactive to me in notifying me about refinancing, and I am greatful for her assistance and great job.

Jason Caruso has helped me with 2 refinances and is top notch in the industry.

I was quite satisfied with the help I received from your agent, Tim Foley. He went above and beyond to get my mortgage through in such a short time. I was also impressed with the service overall, everybody pushed hard to make this happen.

Chad was a upstanding professional throughout and would use him again
Jay was great to deal with. Very efficient and his communication skills are excellent.

I was espicially impressed by the streamlined process of getting all the documentation together. It was a smooth easy process!

Tim Foley was the best loan officer I ever had, the processor wasnt bad either and the receptionist was excellent.

“This is the second time I have used Blue Water and I have referred this company to people I’m associated with.

The people at Blue Water are very knowledgeable in there positions and very prompt when requesting information. I want to personally thank Laura Gibb for everything she has done for us, she is a true professional.”

Jim was great to deal with. He made things easy and took the time to explain any questions we had.
Rick has been extremely helpful and responsive, it was really a pleasure working with him. The rates offered were very competitive, and I’m very pleased with the refinance.

Derek does a nice job!!

Scott was great to walk us through the process.

Lenny was very professional and prompt with his communications to complete our refinance. I would recommend Lenny to anyone interested in your services. He was a pleasure to work with.
The staff was exceptionally helpful and made this process move quickly and efficiently. Thank you, Jean

I have recommended you in the past and will continue to do so.”

Rick Schlager was wonderful to work with. He was always eager to answer any questions we had. We will definately reccomend him and Blue Water Mortgage to anyone trying to buy a home in the future. He made our home buying experience less stressful and that is something first time buyers always need. Thank You for your wonderful service

Jim was amazing! Always responsive to questions and a pleasure to work with.

Best mortgage experience ever! I understand so much more!

Scott Gallant did a great job! The whole process was simple and convenient. Thanks again Scott.

I had many conversations with Jeff Davis, including over a year ago. I thought he was extremely helpful…taking into consideration our financial picture at different times over the past couple years.

He was very helpful in advising us, and giving us several options…and his own recommendations. Thank you!!

Everything went smooth and trouble free.

Danielle made the whole process as effortless and painless as she possibly could have. My wife and I truly felt she went above and beyond in holding our hands through the purchase of our first home.
Jim Collins worked very hard on my loan. Never a hesitation with anything. Any email ever sent with any regard was answered almost immediately and always less than 24 hours. I am very pleased and have recommended Jim by word of mouth during any conversation regarding my new purchase. Looking forward to working with him in the future.

I was very pleased with the care and attention I received from Blue Water Mortgage on my recent refinancing. All of the people I dealt with were professional and efficient. I will think of Blue Water first for all future mortgage needs. I highly recommend the firm to anyone looking for mortgage or refinancing needs.

I have purchased 4 homes in my lifetime and sometimes purchased the same house more than once through refinancing. I have never had as pleasant an experience as I had with Garrett and Kristin at Blue Water. I highly recommend them.

Jay and his team at Blue Water were a pleasure to deal with. They are highly professional, honest, responsive, efficient, and clearly dedicated to providing excellent and personal customer service. They clearly explained the process each step of the way and secured a highly competitive rate for our loan, which they closed quickly and without a hitch.

Second time working with Jason on a mortgage. Would not hesitate to do so again and would recommend without reservation. You made the process extremely easy! Thank you.
Working with Blue Water Mortgage was a great experience,they worked in a timely manner and were very thorough and informative!I would highly recommend them to anyone looking to refinance.
Prompt, professional service. Highly recommend

It was such a pleasure working with Blue Water Mortgage. They really made buying my first home exceptionally easy and stress free. They were very patient with all of my questions (and I definitely had a lot). They were very knowledgeable and walked me through every tedious process every step of the way. I would 100% recommend this mortgage company and would definitely finance my home with them, should it ever come to that point! :)

I have never used a mortgage company before and was not comfortable making the transition. I couldn’t have asked for a smoother closing or better customer service. I have already recommended you to other people.

Thanks for your help Garrett!

This process could not have been any easier! Thank you Jay!

I was happy with the rate and Blue Water Mortgage Company itself and would recommend it with the following caveats: If they use Kriss as the closing attorneys, run in the opposite direction. They were totally inept throughout the entire procedure and caused many problems! If you are inte3rested in details, please contact me. Thanks!

Having a local company was really helpful. A much better experience that utilizing eithe online or a big bank

Jay Healy is extremely responsive, patient and helpful. We have worked with him a couple of times and wouldn’t hesitate to do it again.

We have refinanced with Blue Water in the past, and have used you to buy our current home as well. Words cannot express how wonderful Roger is to work with. I have a medical backround… And know nothing about mortgages, financing ect… Roger went above and beyond to explain everything to me (sometimes more than once) to make sure I was well informed throughout the process. I have recommended Blue Water to friends and will use you again if the need arises.

This was my first home purchase, and as a single, female I was so nervous! I didnt understand all of the lingo intially, however Jeff Davis made it seemless!! He was patient, and explained things beautifully. I had a really good handle on everything and the closing was efficient and timely. Thanks so much, I am so looking forward to many wonderful years in my new home. Melinda Walsh

John Reilly was very knowledgeable and very easy to work with. He was so helpful in the process of our first home. I would definitely recommend him and Blue Water Mortgage to anyone else that needed their services.

Blue Water Mortgage has always been very knowledgeable and patient in explaining everything about the loan process. They have been a pleasure to work with and we would recommend them to anyone looking for infomration to refinance.

We have used Blue Water Mortgage and Garrett Collins for several closings and each time we experienced prompt and courteous service. Everyone was professional and our closing was on time. We thank you for working with us.

Chad and Mary were excellent, a pleasure to deal with.

Jason Caruso was a pleasure to work with and he was thorough. I have great respect for his professionalisim and patience and his due diligence in getting things done.

With my many mortages and home purchases, it has have Never been easier or more professional…

laura was on top of everything and made it as painless as possible, if there is such a thing.

We appreciate the personal service with a local company.
This is the second time I have refinanced with Blue Water and would do so again if the rates would allow it!


This was a very tough mortgage to do. You all worked very hard to get it done, it just took a lot longer than anyone anticipated.

We had a great experience working with Jason Caruso.

it was great working with tim foley,he did a great job! i have already passed his name onto a friend that was looking to refinance.

Roger Odoardi

Roger is an owner and licensed Loan Officer at Blue Water Mortgage. He graduated from the University of New Hampshire’s Whittemore School of Business and has been a leader in the mortgage industry for over 20 years. Roger has personally originated over 2500 residential loans and is considered to be in the top 1% of NH Loan Officers by leading national lender United Wholesale Mortgage.