Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

A New England Mortgage Company

Buying a home should be an exciting experience but a complicated, drawn-out mortgage application process can easily turn it into a negative one. With over 150 years of collective credit-based mortgage experience, Blue Water Mortgage has the skills to streamline every stage of the mortgage evaluation and application process.

Experience Matters
Between finding the perfect property, negotiating, scheduling inspections, applying for a home loan, meeting closing dates, etc., buying a home can be overwhelming. Blue Water Mortgage’s years of mortgage industry experience can make your experience better by alleviating the stress of the home buying process.
No Surprises
No Surprises
With over 150 years of collective experience, our mortgage brokers have seen it all. This level of expertise enables us to anticipate and quickly resolve any issues that might arise and close on time, every time.
Personalized Service
Personalized Service
Buying a home is one of the biggest purchases you’ll make in your entire life. That’s why our brokers are available via phone 24/7 to address any concerns or answer any questions you might have about the mortgage process.
Competitive Rates
Competitive Rates
Blue Water is locally owned, so we aren’t beholden to banks. That means we’re able to offer a more diverse portfolio of mortgage products tailored to your specific needs, as well as more competitive rates and lower closing costs.
Meet Our Dedicated Team

No Surprises

Applying for a home mortgage can be a complex process, compounded by rising interest rates, regulatory changes, strict underwriting standards and more — and that’s without any surprises along the way. Some common issues homebuyers face include:

  • An appraiser determining that your home equity is lower than expected
  • Your debt-to-income ratio exceeding the acceptable limit after making a small purchase
  • A minor error in your closing documents significantly delaying your moving calendar

At Blue Water, we know firsthand how easily these kinds of last-minute issues can crop up, and how easily they can derail the mortgage application and approval process.

Fortunately, we’ve seen it all, helping countless customers navigate every possible scenario. Our extensive experience enables us to anticipate to any issues that might arise and close on time, every time so you can get into the home of your dreams that much faster.

If you want to work with a team that will steer you from prequalification to closing with minimal turbulence, clearly communicate what you can expect at every stage and use a combination of hard work and cutting-edge technology to meet any potential challenges head on, count on Blue Water.

Personalized Service

Buying a home is one of the biggest purchases you’ll make in your entire life. With that in mind, would you prefer to work with a lender that takes a one-size-fits-all approach to its clients, or a mortgage broker who will put in the time and effort to understand your unique situation and provide personalized services that cater directly to your mortgage needs?

A good broker should possess many qualities:

  • A thorough understanding of the ins and outs of the credit-based mortgage industry
  • The ability to think outside the box
  • Impeccable attention to detail
  • A tireless work ethic
  • The drive to be the best possible advocate for their clients

At Blue Water, we have an entire team of brokers who embody these qualities and are willing to go above and beyond for our clients.

We believe that our approach to the mortgage application process is unique. Our loan officers work closely with clients from start to finish, helping you choose the mortgage products that best meet your needs and fielding any questions or concerns along the way.

To further demonstrate our commitment to home buyers, our brokers are always available on a moment’s notice. Should you run into any issues or have any questions, your Blue Water broker is just a call or text away — any day of the week or hour of the day.

Competitive Rates

When deciding whether to work with a mortgage broker — or which broker to work with — it’s important to shop around to ensure that you’re getting the right home loan or refinancing option for your unique situation, and that you’re quoted the lowest possible closings costs and interest rates.

Do-it-yourself online mortgage lenders might promise lower upfront costs and faster prequalification turnaround times but could cost you more in terms of higher closing costs and interest rates — not to mention the thousands you’ll end up paying if the lender fails to close on time.

Inexperienced mortgage companies often offer a limited range of mortgage products from which to choose and are typically unable to secure competitive interest rates.

Blue Water Mortgage’s extensive portfolio of mortgage products and programs, when paired with expert consultation from our experienced brokers, guarantees that you’ll find a loan that perfectly suits your needs. Thanks to our depth of experience and industry connections, we can offer some of the most competitive closing costs and interest rates on the market.

Rated five stars by our amazing customers.

We have worked with Blue Water Mortgage group several times over the years, they helped with our home purchase, sale and refi…

Angie Hoxie

Blue Water made the entire process a breeze. They were extremely responsive, knowledgeable and approachable with all of our q…

Abbie Hafensteiner

They were wonderful to work with. I highly recommend them. Not only were they able to get me the best/lowest rate easily but …

Nathaniel Toutenel

I have worked with at least a dozen loan officers at different mortgage companies over the past several decades and Lee is by…

Jeff Burbine

I highly recommend Blue Water Mortgage! I sought to work with them because they have a reputation of being very patient and t…

Michele Cota

As a first time home buyer, I had no idea where to begin with the mortgage process. Our realtor referred us to Blue Water to …

Steph Cormier

I have worked with Blue Water twice now. They set the bar for excellence and professionalism. They communicate clearly about …

Jessica Felizardo