Buying a home should be an exciting experience but a complicated, drawn-out mortgage application process can easily turn it into a negative one. With over 150 years of collective credit-based mortgage experience, Blue Water Mortgage Corporation has the skills to streamline every stage of the mortgage evaluation and application process.
Applying for a home mortgage can be a complex process, compounded by rising interest rates, regulatory changes, strict underwriting standards and more — and that’s without any surprises along the way. Some common issues homebuyers face include:
At Blue Water, we know firsthand how easily these kinds of last-minute issues can crop up, and how easily they can derail the mortgage application and approval process.
Fortunately, we’ve seen it all, helping countless customers navigate every possible scenario. Our extensive experience enables us to anticipate to any issues that might arise and close on time, every time so you can get into the home of your dreams that much faster.
If you want to work with a team that will steer you from prequalification to closing with minimal turbulence, clearly communicate what you can expect at every stage and use a combination of hard work and cutting-edge technology to meet any potential challenges head on, count on Blue Water.
Buying a home is one of the biggest purchases you’ll make in your entire life. With that in mind, would you prefer to work with a lender that takes a one-size-fits-all approach to its clients, or a mortgage broker who will put in the time and effort to understand your unique situation and provide personalized services that cater directly to your mortgage needs?
A good broker should possess many qualities:
At Blue Water, we have an entire team of brokers who embody these qualities and are willing to go above and beyond for our clients.
We believe that our approach to the mortgage application process is unique. Our loan officers work closely with clients from start to finish, helping you choose the mortgage products that best meet your needs and fielding any questions or concerns along the way.
To further demonstrate our commitment to home buyers, our brokers are always available on a moment’s notice. Should you run into any issues or have any questions, your Blue Water broker is just a call or text away — any day of the week or hour of the day.
When deciding whether to work with a mortgage broker — or which broker to work with — it’s important to shop around to ensure that you’re getting the right home loan or refinancing option for your unique situation, and that you’re quoted the lowest possible closings costs and interest rates.
Do-it-yourself online mortgage lenders might promise lower upfront costs and faster prequalification turnaround times but could cost you more in terms of higher closing costs and interest rates — not to mention the thousands you’ll end up paying if the lender fails to close on time.
Inexperienced mortgage companies often offer a limited range of mortgage products from which to choose and are typically unable to secure competitive interest rates.
Blue Water Mortgage’s extensive portfolio of mortgage products and programs, when paired with expert consultation from our experienced brokers, guarantees that you’ll find a loan that perfectly suits your needs. Thanks to our depth of experience and industry connections, we can offer some of the most competitive closing costs and interest rates on the market.
When you partner with Blue Water Mortgage, you have access to a combined 150 years of lending experience. Our talented brokers consistently leverage their industry know-how to help our clients — from first-time homebuyers to seasoned investors — land their dream properties. No matter where you’re looking to buy in our seven territories, each Blue Water broker can deliver expert, personalized service.
We have worked with Blue Water Mortgage group several times over the years, they helped with our home purchase, sale and refi…
Jason and Ann are the new Dynamic Duo! Our situation was less than perfect. Jason and Ann worked to make our dreams a reality…
They were wonderful to work with. I highly recommend them. Not only were they able to get me the best/lowest rate easily but …
I have worked with at least a dozen loan officers at different mortgage companies over the past several decades and Lee is by…
I highly recommend Blue Water Mortgage! I sought to work with them because they have a reputation of being very patient and t…
As a first time home buyer, I had no idea where to begin with the mortgage process. Our realtor referred us to Blue Water to …
I have worked with Blue Water twice now. They set the bar for excellence and professionalism. They communicate clearly about …
We have worked with Blue Water Mortgage group several times over the years, they helped with our home purchase, sale and refinancing. Kristina Young especially made the process easy and everyone we worked with was very responsive, worked diligently and happily answer questions along the way.
I would definitely use Blue Water Mortgage again in the future and would highly recommend.
Jason and Ann are the new Dynamic Duo! Our situation was less than perfect. Jason and Ann worked to make our dreams a reality. They were always available to us, via phone, text, or email. They did everything in their power to help us. They were always optimistic, reassuring, and provided a level of support and service that is extremely rare in this day and age. We have, and will continue to recommend Jason and Ann to our friends. These two are the dream team!
They were wonderful to work with. I highly recommend them. Not only were they able to get me the best/lowest rate easily but they respond very quickly to emails. It made the whole process as stress free as possible.
I have worked with at least a dozen loan officers at different mortgage companies over the past several decades and Lee is by FAR the best that I have ever dealt with. Lee is extremely helpful, insightful (knows the industry top to bottom), is creative and offers exceptional customer service. While Lee is a true professional, she is also understanding, has a great sense of humor and just knows how to get things done quickly and on or ahead of schedule. I would HIGHLY recommend Lee to those that want only the very best – Lee is a true professional!
I highly recommend Blue Water Mortgage! I sought to work with them because they have a reputation of being very patient and thorough for first time home buyers. Lynette, Michelle, Ashley, Megan and their entire team looked after me and made the entire process moving perfectly. Now I live in my FIRST HOME and I love it!!
As a first time home buyer, I had no idea where to begin with the mortgage process. Our realtor referred us to Blue Water to get pre-approved and we were fortunate enough to work with Rick Schlager. Even before we made an offer, Rick was extremely helpful and made sure we would be able to get approved for the condo we ended up falling in love with. Once the actual closing process started we stuck with Blue Water since our experience had been so positive thus far. They also have lawyers who will look over your P&S free of charge, which is a GREAT help during the stressful process. Rick was always available to answer our never ending questions, no matter how simple or small. I would 100% recommend Blue Water to anyone, especially first time home buyers. They made the entire process seamless.
I have worked with Blue Water twice now. They set the bar for excellence and professionalism. They communicate clearly about what to expect and what to do throughout the mortgage process. Communication is timely and information is complete and easy to understand. Roger will spend time getting to know you and putting together options for a successful mortgage application. Then Lee will take care of all the details — from coordinating with appraisers to getting everything ready with the attorney for closing. The peace of mind knowing that I would move to closing smoothly is why I will keep going back to Blue Water Mortgage. They are consistently a model for organization and customer service with their patient, thoughtful approach to working with clients.
It’s no secret that one of the biggest challenges in getting approved for a home mortgage loan is coming up with that hefty down payment. Traditional down...