Plan Your Second Home Mortgage Right and Enjoy Life More. With home prices steadily recovering after the recent market downturn, many people are considering a second home mortgage to get that vacation home they’ve always dreamed of. The healthy market is helping many people rediscover their dream of owning that beachfront property, or say that […]

Always Know the Ins and Outs Before Applying For a Condo Mortgage. So you’ve decided to go with a condo mortgage, but have yet to pull the trigger on filling out that application sitting on your counter. What’s holding you back? This reluctancy to kick off the condo mortgage application process is likely due to […]

15 or 30-Year Mortgage? It’s All About the Monthly Payment. One of the biggest decisions you have to make as a first time homebuyer comes when shopping for a home mortgage loan—namely whether to go with a 15-year or 30-year mortgage. While it may seem trivial, the difference between these two fixed rate mortgages is […]

Want To Know Why You Were Declined For a Home Mortgage Loan? Being declined for a home mortgage loan can certainly be a disappointment—especially when you consider all of the hard work that goes into applying for one in the first place. But rather than dwell on this unfortunate outcome, you can use it as […]

Before you get your heart set on one particular condo, do you know if it’s classified as warrantable or non-warrantable? Mortgage lenders like Fannie Mae and Freddie Mac consider some condos to be high risk under certain circumstances. When they deem this the case, they will decline to buy loans related to the condo, which places […]

Veteran Home Loan Programs Growing in Popularity, But Still Underutilized. The underutilized veteran home loan program is one of Americas best kept secrets, but the competitive rates and numerous perks of the program have participation on the rise as rates for other programs increase. Even still, a lot of past military members don’t realize the […]