Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

How does the mortgage underwriting process work?

The mortgage underwriting process involves a detailed review of a prospective buyer’s finances and any risk associated with the loan. It all starts with an application about employment, assets, finances and purchasing intent. Once all documents are verified, the underwriter will run a credit check before deciding whether to approve the loan request. The final step is the closing, at which fees are paid and the buyer walks away with the keys to their new home.

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