It’s one of our most asked questions from homebuyers: How often do mortgage rates change? The truth is, mortgage rates can change frequently — as often as daily or even hourly. These shifts are typically driven by broader economic factors like inflation, the state of the economy and decisions made by the Federal Reserve.
While you can’t control those market forces, you can influence your credit profile. A stronger credit score can help you qualify for a better rate regardless of market fluctuations. So if you’re getting ready to apply for a mortgage, keeping your finances in good shape is one of the best ways to prepare.
Connect with one of our experienced loan officers — we’re here to answer your questions, walk you through your options and help you lock in a rate with confidence.
