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Buying a Home / I have a higher credit score than my partner/spouse. Can we just use my score?

Products & Programs / I have a higher credit score than my partner/spouse. Can we just use my score?

Refinancing / I have a higher credit score than my partner/spouse. Can we just use my score?

I have a higher credit score than my partner/spouse. Can we just use my score?

No – if you and your partner are both applying for a home mortgage loan, an underwriter will determine the middle score of both borrowers and use the lower of the two middle scores.

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I have a higher credit score than my partner/spouse. Can we just use my score?

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