Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

New Loans: 603-926-9695

Buying a Home / I have a higher credit score than my partner/spouse. Can we just use my score?

Products & Programs / I have a higher credit score than my partner/spouse. Can we just use my score?

Refinancing / I have a higher credit score than my partner/spouse. Can we just use my score?

I have a higher credit score than my partner/spouse. Can we just use my score?

No – if you and your partner are both applying for a home mortgage loan, an underwriter will determine the middle score of both borrowers and use the lower of the two middle scores.

Was this answer helpful?

0 visitors found this helpful

Didn't find what you were looking for?

Have a Question? Contact a Loan Officer Today

First Name*
Last Name*
Looking to Purchase or Refinance in:*
Thanks so much for your inquiry, but Blue Water Mortgage is only licensed in NH, MA, ME, VT, CT, RI, NC, CO, TX and FL at this time.
I'm A*
Reason For Contact*
Email*
Phone (Optional)
When Would You Like Us To Call You?*
- Immediately
- A Specific Timeframe I Will Type Below
- Let's Communicate On Email For Now
Specific Times That Work For A Call*
How Did You Hear About Us?*
Who Referred You to Blue Water?*
Referrer's Name*
Which Loan Officer Have You Worked With In The Past?*
Other Loan Officer's Name*
Have You Owned A Home In The Last 3 Years?*
- Yes
- No
Do You Have a New Home Under Agreement?*
- Yes
- No
Purchase Price Range*
Do You Have An Estimate of Your Current Credit Score? Your Best Guess is Completely Fine For Now!*
Do You Have a Deadline For When You Need to Make This Move?*
Please Leave Any Comments/Questions You Have Here: (Optional)
- Yes, I'd like to get mortgage tips, news, and special offers.
Comments (Optional)
This field is for validation purposes and should be left unchanged.

I have a higher credit score than my partner/spouse. Can we just use my score?

Was this answer helpful?

Didn't find what you were looking for?

Related Questions

Have a Question? Contact a Loan Officer Today