Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

What are the benefits of an adjustable-rate mortgage?

With an adjustable-rate mortgage, you will often have a lower initial rate than a fixed-rate mortgage. Also, if the rates fall, you don’t have to go through the refinancing process, which means you don’t have to pay closing costs and fees. Be aware, however, that rates can also increase.

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