Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

What does the actual loan application involve?

When you submit an application, the mortgage broker will work with their lenders to determine certain things about you, including:

·         Income

·         Stability of employment

·         Amount of other debts you currently have

·         Affordability of your new mortgage payment

·         Source of your down payment

·         Past credit history

·         Value of the property you would like to purchase or refinance

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