Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

What if the interest rate goes down in a few years? Can I change the terms of my loan?

If you want to take advantage of low-interest rates, you’ll need to go through the refinancing process (for more information, see here). This might make sense if the rate significantly decreases, but keep in mind that you’ll still need to pay to go through the refinancing process (including paying fees and closing costs), so it needs to make sense financially.

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