"After a less than smooth refinance effort with another mortgage firm, my experience with Chad and Blue Water was a contrast in superb customer service and a pleasurable financing effort. Thanks! "- Garvin & Lisa L.- Exeter, NH
"Chad was extremely attentive and responsive, and went above and beyond to meet the needs of me and my wife throughout this process. As an example, Elizabeth and I expressed a desire to Chad to free up as much cash as possible after our home purchase in Newburyport, MA, as we were concerned about the possibility of needing to pay two mortgages at once while working to sell our home in Kittery, ME. Even though we had already qualified for a loan with a 20% down payment, Chad worked with another lender to secure a deal that allowed us to put 15% down while continuing to carry two mortgages. He explained the pros and cons of both options, and ultimately Elizabeth and I chose the loan that required just 15% down. Today Elizabeth and I are still working to sell our Kittery property, and the extra 5% in cash flow during this time has proven very important. Thanks so much for all of your hard work and personal service, Chad!"- Michael & Elizabeth L.- Kittery, ME
"Chad’s attention to detail is paired with natural integrity, and as we closed on our last transaction, we walked away feeling a sense of satisfaction that we hadn’t felt in many years. Chad worked very closely with our realtor, and the overall chemistry around a complex process restored our faith in what’s is really needed when a large transaction is taking place."- Stephen & Catherine S.- Exeter, NH
"You have always, "more than 'proven' your desire to keep our best interest in mind". You are a great advocate, for us. And we Thank You! It has indeed been a pleasure working with you. Should you ever need recommendations, or would like us to send business your way, we would have nothing but good things to say about your business."- Roland & Simonne H.- Litchfield, NH
"We had a fantastic experience with Chad. It was the best part of the whole process. He was very responsive to our questions, knowledgeable, and professional in every way. "- Liisa Field- Exeter, NH
"Chad did a wonderful job. Not problems thru-out."- David Cluff- Tamworth, NH
"Chad was fantastic to work with! He walked me through each step and was so helpful in answering all of my questions. His response time was beyond my expectations. He truly made the experience so easy. I have already recommended him to others."- Reagan Riley- Boston, MA
"This was our second experience with Blue Water and Chad Fletcher. I think Chad is a consummate professional who not only understands Blue Water products, but the competitors in the market. He stays focused on the customers needs and follows through on the expectations he set at the initial consultation. I would highly recommend him to family and colleagues. "- Glen Summerton- Hampstead, NH
"Chad Fletcher was great. He was there when we needed him and he was extremely helpful. "- Casey Goodell - Rochester, NH
" Chad was awesome to work with! So nice, and responsive to any question I may have had. I had a great experience! "- Sarah Varney- Dover, NH
"Chad and his team helped us with a VA loan. It was a complex process made much easier because of Chad and Ann Tatum in particular. "- E. Cook - Newmarket, NH
Whether you are buying your first home, financing a 2nd home at the beach or refinancing to a lower rate, you deserve the highest level of service and integrity in the business. My goal is to provide the best rates possible and find a mortgage solution that works for you.
I strive to make the financing process easy to understand and keep you updated each step of the way. The key to a successful transaction is good communication.
I hold a Bachelor’s Degree from the University of New Hampshire. I self-funded my college education so I understand the value of hard work.
At UNH I completed several courses in Business administration, public speaking, ethics and communications.
Prior to joining Blue Water Mortgage Corporation, I worked for a financial service company based on the Seacoast. During a 10 year period I completed over 50 million in commercial transactions nationwide.
I married in 2003 and live in Stratham, NH with my wife Kerri and our 2 daughters, Nola-Ellen & Lexi-Jenee’. As a family we enjoy skiing and hiking in the Mount Washington Valley.
Lending has changed drastically over the years. Let my experience guide you through the process.
Client Care Specialist