Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Jay Healy

Jay Healy

Partner | Loan Officer
NMLS #12905 | NH, MA, ME, VT, CT, RI & FL
Phone 603.758.1652
Cell 603.944.0113

Kind words from Jay's Clients

This team is professional and knowledgeable! Jay helped us to get our first mortgage as a married couple. Now as we refinance to get a lower rate, Nick is guiding us through the Refi process with ease. Their replies to emails are timely and communication is welcoming, detailed, and succinct. They maintain excellent and secure files and provide in-depth descriptions and illustrations for all aspects of mortgage endeavors. Highly knowledgeable, personable and professional. We wouldn't go else where, actually, we tried once and regretted it. This team is hands down a leader in the field and community! We will stay with Blue Water for the long haul.
Obtaining a mortgage can be a nerve wracking experience. Not so with Blue Water Mortgage. All the members of their team are informative, professional and took the time I needed to understand the mortgage process. No question was a a silly question. I have worked with Blue Mortgage in the past & although times have changed, their quality service has not. Thank you Jay Healy & to your team for guiding me through the mortgage process & into my new home!
Annie Comeford
Your dedication and attention to detail made everything possible! Thank you.
Sandra Davidson, Enfield, NH
Blue Water made buying my condo easy. I knew the mortgage was taken care of and all problems would be solved.
Peter Tura, Portsmouth, NH
This was an awesome experience. Jay went out of his way to explain the process of the construction loan and mortgage in the beginning (before he even knew if we were going to use Bluewater or not) and helped out through more than our fair share of bumps through the process.
Craig Allis- Kittery, ME
Jay Healy & team were awesome to work with & made the home buying process go so smoothly. Thank you!!
Amanda Johnson
Jay Healy was excellent to work with. Was never hard to get in touch with him and always had easy to understand answers to my confusing questions, because I had no idea what I was doing. It was a great experience.
Jonathan Williams- Topsfield, MA
Jay was absolutely AMAZING! He was very quick at responding to any questions and effectively explained/elaborated where necessary. He was so efficient and there were not surprises at closing because Jay's numbers were so close. I'm telling everyone how much I love Blue Water Mortgage and how awesome Jay was!
Cynthia Graniello-Rochester, NH
As a first time buyer, I was somewhat intimidated and had a lot of questions. I felt very comfortable working with Jay, asking all of my questions, and he provided detailed and timely responses to all. Working with Jay took the anxiety out of the whole process for me. It was also very helpful that Jay and my realtor have worked together many times before so the level of communication and collaboration was ideal.
S. Richards- Stratham, NH
This is a mortgage company that cares and treats every interaction as if it were a million dollar one. After they helped me buy my dream condo at the beach 4 years ago, I kept their card on my fridge. Jay Healy worked tirelessly then to help me manage my first VA mortgage, and for those who don’t know, the VA makes you jump through hoops! This year when a big condo assessment was presenting a dilemma, making me think I might have to sell my Happy Place, I called Jay again and he gave me very insightful recommendations which didn’t all mean any compensation for him. I decided to refinance to take advantage of my equity and again the VA process proved to be even more onerous. Jay and Michelle Custer and the Blue Mortgage team didn’t give up on my process and they kept me going as we made many phone calls to get the information we needed to get approved. I can’t thank them enough, or recommend them too highly.
Cynthia Ebelacker
Jay was extremely helpful through this process. This was our first home buying experience and he explained things thoroughly and made sure we stayed on top of everything. Would strongly recommend Blue Water to other prospective buyers.
J. Peterson - Rollinsford, NH
Jay was extremely professional. He was fast with answering any questions or emails I sent him.
J. Berlo - Brentwood, NH
This was my first time buying on my own and I felt that the process was a lot easier having Blue Water Mortgage Corporation assist me with everything. They were there for every question and their response to the many questions were answered immediately. Thank you all so very much!!!!
T. Prouty - Plymouth, MA
Jay and his team were very responsive and provided excellent follow up to our inquiries. All documents were presented to us online in a clear and organized manner. There were no surprises and best of all...our closing was seamless!
J. Schevis - Danvers, MA
Jay Healey and his team at Blue Water Mortgage are great to work with. They communicate clearly, and let you know where they are every step of the way. We were first time home buyers, and they took the extra time to explain why they needed the information they were asking for, and were very patient while we gathered all the documents. I highly recommend working with Jay and the team!
A. Milligan - Manchester, NH
Jay made everything go smoothly and pain free.
D. Mariotti - Hampton, NH
Everyone including Jay, Ashley and Michelle were super friendly and attentive to my questions and needs. They made the entire mortgage process straightforward and bearable. My questions were even answered well beyond normal business hours. I strongly recommend them to anyone interested in or actively looking to purchase a home!
Dominic M
Jay and his associates are very friendly and tremendously helpful with all aspects of purchasing a new home or refinancing. We've gone through them with both such instances and could not be more satisfied with the simplicity and attention to detail they provided. I would highly recommend Blue Water Mortgage to anyone and everyone!
Dustin Kee
We just finished buying a home with the help of Blue Water. We couldn't have asked for a better experience! We highly recommend Jay and the entire team.
Peter Langer

Jay's Team

Nicole Rust
Loan Processor
Cam Esty
Loan Analyst

About Jay

My primary goals are to provide honest, professional guidance in helping a customer find the most suitable product for their needs and to stay available throughout the loan process. A mortgage is most people’s largest investment and it is important to me that a customer, and all involved in the transaction, feel they are working with someone trustworthy and have access to the information that they need at all times. I am often available at night and on the weekends because I want my customer to know that they are being well taken care of.

My career began in commercial lending in 1999. It was in this industry that I learned the importance of customer service and understanding individual clients’ needs in order to fit them with the best product. After 2 years in commercial lending, I migrated to the mortgage industry where I went on to build Blue Water Mortgage with my team of partners.

Community Involvement

Being a father of six children keeps me active in many local community programs. I have coached with the Hampton Youth Association, the Hampton Attack Soccer Club, and Seacoast United Soccer Club. I am a member of the Hampton Chamber of Commerce, Seacoast Board of Realtors, and Strafford County Board of Realtors.

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