Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Jennifer Winnes

Jennifer Winnes

Loan Officer
NMLS #1475499 | NH, ME, MA, SC, & FL
Phone (603) 758-1670
Cell (603) 583-9349

Kind words from Jennifer's Clients

Jennifer from Blue Water Mortgage was fantastic and went above and beyond to help us get our mortgage. We needed help to determine which debts we should pay off in order to best qualify and maximize our downpayment. Jennifer broke this down for us very easily. Highly recommend.
Colby Ross - Exeter, NH
Jennifer is the ideal person to have responsible for the customer experience. She was professional, creative, and attentive to our needs. When things with the original property purchase (not related to the mortgage) went awry, and the deal fell apart - Jennifer handled it incredibly professionally... Although I know this caused A LOT of rework on her end, she never flinched and gracefully guided us to the new home closing a month later - even pulling the closing date in. We are EXTREMELY happy customers and would recommend Jennifer and Blue Water without reservation.
Thom Smith - Durham, NH
Very pleased first time home buyer. Jennifer was always available to answer any and all of my questions even after hours. She was dependable and reliable in making sure the process went as smoothly as possible. She was quick to get numbers and whatever else was needed back to me. Being a first time home buyer Jennifer and her team made the process very easy and helped me every step of the way. I am very grateful for all of their hard work.
Danielle Burton - Rochester, NH
We worked with Jennifer and could not be happier with our experience. She ensured that we were well educated each step of the way, helped us line up all of our documentation, and got us a great rate.
Ryan Nelson
Jennifer and her team at Blue Water Mortgage made our home buying process seamless. They were completely on top of things and responded quickly. Jennifer was a dream to work with and we would recommend them to anyone buying a home. Thank you Blue Water!
Kelly Kenney Bailey
A good friend referred us to Jennifer Winnes at Blue Water Mortgage as we were about to begin looking for our first home, and we are SO glad he did! She was extremely helpful and responded very quickly to emails and phone calls. She guided us through the whole process with kindness and professionalism. She also helped us get an incredibly low rate... so low that our local bank couldn’t believe it. We can’t imagine having had a better experience. Thank you, Jennifer!!
Alyssa MacMillan
Jennifer Winnes made refinancing our home easy and painless. She crunched numbers for us and contacted us when the interest rate was most beneficial to us. She was always available to answer questions when we didn't understand something. It was a real pleasure working with her and Blue Water Mortgage.
Sue Jenkins
Jennifer was so attentive and helpful throughout the whole process. In the fast-paced real estate world, it is key to have a responsive lender. She is that and more, I would highly recommend her!
D. Festa - Dover, NH
This was our first time buying a home and needless to say we felt clueless in most areas of an intimidating process. Jennifer went beyond expectations to make sure we understood everything and helped us make our dreams of purchasing our first home a reality. She is honest, trustworthy, professional and truly cares about her clients. You couldn't ask for more in a loan officer!
A. Pietras - Hampton, NH
My wife and I had a great experience working with Ms. Winnes. She closely worked with us throughout the whole process, was always available to answer our questions, and managed to turn this often stressful and complicated process into a simple and clear experience. I would definitely recommend Ms. Winnes to anyone looking for a knowledgeable and highly efficient loan officer.
-K. Pietras
We have been working with Jennifer on our mortgage. She has been professional and very friendly. We met to get pre approved and she had all of the options available to us and explained them all to us. She was very timely in getting us pre approved before we started looking for a home. We have found a home and we are in the stages of getting the mortgage. Jennifer has been available and helpful during this somewhat confusing process. Jennifer has been a pleasure to work with.
G. Willis - Newmarket, NH
I had the pleasure of working with Jennifer when purchasing a new home. I found her to be very knowledgeable and thorough as she patiently guided me through the mortgage application process. I will highly recommend her to all friends and family.
C. Coleman - Hampton, NH
Jennifer was great to work with during my house buying experience. She was easy to communicate with, kept me well informed during the whole process and had prompt responses for my many questions. She even had a suggestion about financing that helped save me money. I would highly recommend her to anyone needing a loan officer.
Joyce C. - Stratham, NH
I found her to be very knowledgeable and thorough . . . I will highly recommend her to all friends and family
Chris C.
Jennifer was easy, easy, easy. If you do what is expected of you as a potential homeowner, Jennifer will make it happen. Very fast closing- so happy!!!
Tracy H.
Jennifer was very helpful along every step of the process and able to answer any questions that popped up. She kept up communication the entire time, and was always available.
Mike Blydenburgh - Rochester, NH
Jennifer and her team were very easy to deal with, she was quick to respond to all of my questions. The loan process went very quickly. I would highly recommend Jennifer without a doubt.
T. Herbert - Farmington, NH
I started working with Jennifer on a refi to reduce my rate/payment and she was so helpful/responsive making sure I could both reduce my monthly payment AND not increase the lifetime cost of the loan. At the very last minute, a personal crisis changed my financial situation and delayed closing by several months and changed the goals of the refi. Jennifer was so flexible/helpful and was able to totally pivot the loan to meet my new needs. We closed quickly and I couldn't be more relieved. Thank you!
Jonathan D. - Kittery, ME

Jennifer's Team

Mary Meagher
Sr. Loan Processor
Emily Lawrence
Loan Analyst

About Jennifer

For most people, financing a home represents a significant part of life. Whether it is due to a move, a life change or restructuring debt, our homes and our finances are central to our way of life. It’s this aspect of mortgage lending that gives me great satisfaction in doing my best for my clients. I enjoy meeting my clients, hearing their stories and striving to meet their goals. I believe in providing excellent professional service while being attentive to each situation.

I have approximately nine years in mortgage lending with experience in processing, closing & originating… I also owned my own business for 3 years.   I have enjoyed all of the roles I’ve had and am excited to be working for the last four years as a loan officer.

I value time with my family, my work, and being involved with a variety of organizations that are aimed toward providing aid to people in developing countries and here in the United States. I also enjoy running, reading, hikes & the beach – which is why I love living in New England!

Because I take pride in my work and care about my clients, I strive to work according to this motto: Your loan is my loan!

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