Borrowers want to work with trustworthy, dependable professionals to serve their home financing needs. My clients recognize these qualities in the services I provide and that’s why they return to me for mortgage guidance again and again. I am always straightforward with my clients, so they know they are getting fair, honest advice. I make it a point to keep my word and deliver on my commitments.
I bring a unique portfolio of skills to the Blue Water Mortgage team. I have 30 years of collective experience as a Loan Officer, Realtor, Builder and small business owner. The depth and breadth of my experience in this industry enables me to provide my clients with grounded advice and a well-balanced perspective. This comprehensive exposure also helps me partner more effectively with Realtors and Builders in order to assist my clients in the pursuit of their real estate goals.
My wife, Maryruth, and I enjoy gardening at our home in Haverhill, Massachusetts and playing golf with friends at many of the great courses in the area.
It’s no secret that one of the biggest challenges in getting approved for a home mortgage loan is coming up with that hefty down payment. Traditional down...