Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
JR Nettles

JR Nettles

Senior Loan Officer
NMLS #2350598 | NH & ME
Phone (828) 551-4293

About JR

With over a decade of experience in financial services and banking, I bring a wealth of expertise as a Mortgage Lender. I pride myself on being a dedicated partner and advocate for my borrowers. Whether you’re seeking a 30-year fixed-rate mortgage or a short-term adjustable-rate mortgage, I am committed to finding the ideal financing solution tailored to your needs.

Navigating the home financing journey requires a lender who understands the process inside out and stands by you  24/7 as a guide and advocate. With my extensive knowledge of mortgage products, including portfolio lending, conventional loans, investment properties, jumbo loans, construction, refinancing options, and government-backed loans such as FHA, VA, USDA, and NH Housing, I am well-equipped to support you every step of the way.

Beyond mortgages, I specialize in assisting first-time homebuyers and connecting clients with down payment assistance programs. I regularly leverage my finance and accounting background to give my investor and self-employed borrowers an edge in competitive markets. My commitment extends beyond business; I am deeply involved in my community as a New Hampshire Housing Fellow, Board Member of NH Young Professionals, and Affiliate Member of Seacoast Board of Realtors.

I am a graduate of Appalachian State University with a Degree in Business. While I grew up in the South, I am fortunate to call New England my home. Outside of work, I have a passion for animals, travel, culinary adventures, and outdoor pursuits, particularly skiing. My diverse interests reflect my commitment to both personal and professional excellence, ensuring I bring a well-rounded perspective to all aspects of my life and work.

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