With over a decade of experience in financial services and banking, I bring a wealth of expertise as a Mortgage Lender. I pride myself on being a dedicated partner and advocate for my borrowers. Whether you’re seeking a 30-year fixed-rate mortgage or a short-term adjustable-rate mortgage, I am committed to finding the ideal financing solution tailored to your needs.
Navigating the home financing journey requires a lender who understands the process inside out and stands by you 24/7 as a guide and advocate. With my extensive knowledge of mortgage products, including portfolio lending, conventional loans, investment properties, jumbo loans, construction, refinancing options, and government-backed loans such as FHA, VA, USDA, and NH Housing, I am well-equipped to support you every step of the way.
Beyond mortgages, I specialize in assisting first-time homebuyers and connecting clients with down payment assistance programs. I regularly leverage my finance and accounting background to give my investor and self-employed borrowers an edge in competitive markets. My commitment extends beyond business; I am deeply involved in my community as a New Hampshire Housing Fellow, Board Member of NH Young Professionals, and Affiliate Member of Seacoast Board of Realtors.
I am a graduate of Appalachian State University with a Degree in Business. While I grew up in the South, I am fortunate to call New England my home. Outside of work, I have a passion for animals, travel, culinary adventures, and outdoor pursuits, particularly skiing. My diverse interests reflect my commitment to both personal and professional excellence, ensuring I bring a well-rounded perspective to all aspects of my life and work.
Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence. When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.
To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.
What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.
There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.
You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.
