With all the choices available in mortgage companies out there I am proud to be associated with Blue Water Mortgage. Our reputation in the lending industry is unparalleled. We set the bar high with our dedication to service. We have access to the most competitive rates in the business.
I believe my role as a mortgage professional is to listen to the individual client and to match a product to their particular needs. I do not believe that being a mortgage professional is a 9-5 job. I understand the excitement but also the anxiety that buying a home puts upon a family and I feel that being on top of, and facilitating a smooth process between realtor, seller and the buyer is the most important service I can provide.
My reputation as a professional is achieved by understanding that each new client offers me the opportunity to grow my business and my circle of friends through providing superior service. The greatest compliment I could receive from a client would be a referral of an associate, friend or family.
I earned my Bachelor’s degree from the University of New Hampshire in Education. I have 26 years in the service and sales industry and have also been a small business owner for 12 years, taking clients sailing on an 80′ Alden Schooner off the coast of Maine. I feel a special connection in working for a company named ” Blue Water” after all of the cruising I have done.
I grew up in Hampton and returned to the Seacoast twelve years ago to raise my family. I now reside in York, Maine where my husband owns a popular restaurant in Perkins Cove. I have one daughter attending Endicott College and another in High School in York. I enjoy surfing, biking, summer days at the beach and weekends in the Mount Washington Valley skiing in the winter or jet skiing at the lake in the summer.
Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence. When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.
To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.
What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.
There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.
You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.