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Kristina Young

Kristina Young

Senior Loan Officer & Events Manager
NMLS #901137
Phone 603.758.1682
Cell 207.691.3501

Kind words from Kristina's Clients

Kristina was very helpful and responded timely every time an issue came up. She was very knowledgable and got helped us through every aspect.
J. Howard- Hampton, NH
I have applied for many loans in the past and have refinanced multiple loans before; but this was the most efficient process I have experienced. Kristina is the most productive and professional loan officer I have worked with. This refinancing was very complex due an ongoing divorce; but Kristina's professionalism made the process easy for both myself and my ex.
M. Lowrence - Malden, MA
My fiancee and I worked with Kris and she was perpetually available and quick to respond on questions that we had - and we had quite a few as first time home buyers. If I could add an additional 5 stars I would - she consistently went above and beyond and continues to be a resource for us when needed.
C. Frentzen - Rochester, NH
My closing was such a breeze. Kris was a pleasure to work with and always available.
Brandon Stevens
Extremely happy with our home buying experience with Blue Water Mortgage. The real estate agent may find and show the house, but all stress and work really comes down to the home loan application and approval process. Kris and her crew at Blue Water Mortgage kept the communication high and ensured that we knew exactly what the next step was and what needed to happen to move forward. Even when I asked to change our rate by buying more points 4 days before closing, the team flexed and got it done!!! I honestly cannot be happier with how the whole process worked out buying our home in Berwick, ME. Big thank you to Kris, Megan, Michelle and Ashley!!
Kyle Cole-Geary
Blue Water Mortgage was an absolute godsend! They took what can be one of the most stressful situations and made it as pain free as it possibly could be. I personally worked with Kris and Michelle and not only were they kind and professional, but they were very knowledgeable and straightforward. They were honest with their opinions and worked together to get me an early closing. Kris even had delivered a housewarming gift to my work as she was not able to attend my closing. I would 100% recommend this company to all my friends and family and would definitely use them again in the future. Thank you BWM for making my home buying dream come true.!

Kristina's Team

Michelle Custer
Loan Processor
Danyle Hunt
Loan Technician
Steven Cimmino
Loan Technician

About Kristina

With all the choices available in mortgage companies out there I am proud to be associated with Blue Water Mortgage. Our reputation in the lending industry is unparalleled. We set the bar high with our dedication to service. We have access to the most competitive rates in the business.

I believe my role as a mortgage professional is to listen to the individual client and to match a product to their particular needs. I do not believe that being a mortgage professional is a 9-5 job. I understand the excitement but also the anxiety that buying a home puts upon a family and I feel that being on top of, and facilitating a smooth process between realtor, seller and the buyer is the most important service I can provide.

My reputation as a professional is achieved by understanding that each new client offers me the opportunity to grow my business and my circle of friends through providing superior service. The greatest compliment I could receive from a client would be a referral of an associate, friend or family.

I earned my Bachelor’s degree from the University of New Hampshire in Education. I have 26 years in the service and sales industry and have also been a small business owner for 12 years, taking clients sailing on an 80′ Alden Schooner off the coast of Maine. I feel a special connection in working for a company named ” Blue Water” after all of the cruising I have done.

I grew up in Hampton and returned to the Seacoast  twelve years ago to raise my family. I now reside in York, Maine where my husband owns a popular restaurant in Perkins Cove.   I have one daughter attending Endicott College and another in High School in York.  I enjoy surfing, biking, summer days at the beach and weekends in the Mount Washington Valley skiing in the winter or jet skiing at the lake in the summer.

Community Involvement

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