I’ve been a Mortgage Loan Officer for 20 years and going strong. I’m licensed in NH, ME, MA, VT, CT, NC, and FL. I take pride in being available to not only offer programs and rates which are competitive and beneficial to the borrower, but to truly go the extra step and help facilitate the process from start to finish. Buying a new home or refinancing an existing mortgage can seem a rather arduous process; however, my goal is to try to help make this process as streamlined as possible. I don’t work conventional “bankers hours” and try to be available whenever possible. Often my clients are amazed at how quickly I get back to them with answers to their questions and concerns. I also believe in the philosophy of “Customers for Life.” Many of my clients have been with me for years and I’ve helped them, their family members and their friends finance or refinance a home.
I am married and live with my husband in Hampton Falls, NH. I grew up in Portsmouth, N.H. and enjoy all the Seacoast has to offer. I come from a military family and take pride in this fact. To name just a few of my family members who have served; my husband is retired from the Air Force, my brother is a Commander in the Navy, and my father is a Navy Veteran. I do a lot of work with Veterans and VA loans. I also love to run and take part in road races as they’re not only a personal challenge, but they raise money for a good cause. Every year I run local races like the Market Square Day 10K, the Wallis Sands and the Smuttynose 1/2 marathon. I did the Tough Mudder in the past which raises a tremendous amount of money for the Wounded Warrior Project as the Spartan Beast, and extreme obstacle course with over 15 miles of terrain. I enjoy hiking, walking, tennis, writing poetry, and reading a classic book or the latest New York Times bestseller.
Do you own a pet? Yes, a plump, black cat named Jazzy a.k.a. Jazzy Mumma.
Favorite activity? Running along the beach. I find it cathartic.
Do you like to travel if so what is your favorite destination, why? I live to travel! My favorite destination as of late was Saint-Tropez, France. The town was picturesque, the people were friendly and the overall experience was old world with a modern twist on fashion and cuisine.
Do you have a hobby? I love to read and write. I aspire to write a novel someday.
Favorite food? Buffalo chicken mac and cheese. Decadent!
Favorite restaurant? Cure in Portsmouth, NH.
Anything interesting about family life? My grandmother that we affectionately call Ma is my idol. She’s 91 years “young”. She’s on social media, texts, quilts, is an avid Red Sox fan and travels every year. She’s the glue that keeps our family together.
Where do you reside? Hampton Falls, NH
Favorite sports team/Sport? The Patriots
What makes you special? I’ve been told my sense of humor and quick wit.
Something people don’t know about you? That I’m fiercely competitive with everything from corn hole to Trivial Pursuit.
Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence. When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.
To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.
What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.
There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.
You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.
