Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Laura Gibb

Laura Gibb

Senior Loan Officer | Vice President
NMLS #109625 | NH, ME, MA, VT, NC, CT & FL
Phone (603) 758-1684
Cell (603) 498-5146

Kind words from Laura's Clients

I would like to thank Laura Gibb at Blue Water Mortgage for all her help during the home buying and mortgage process. As a first time home buyer, Laura helped us from the pre-qualification process, reviewing the various loan packages, appraisals & approvals and lastly the closing! Laura and her coworker Kristin were indispensable in taking a complicated and often bureaucratic process and making it smooth and simple. There was never a time when Laura was not available to spend time answering all my hundreds of questions and explaining the background of things, so they all made sense. I would highly recommend Laura Gibb and Blue Water Mortgage to anyone.
Markus J -Boston, MA
We recently worked on a transaction together with Laura Gibb and had a fantastic experience. We were so impressed with her attention to detail and responsiveness throughout the whole process. We absolutely love the whole team at Blue Water Mortgage and every time we see their name on a file of ours, we know our clients are going to have an excellent experience. We would highly recommend Laura Gibb and hope to work with her again soon!
Eldridge Real Estate Solutions
Laura Gibb made this process go very smoothly. We hit many bumps in the road but Laura stayed on top of things and helped us to resolve every issue swiftly. She was very informative through this whole process in helping to understand all that was going on and also let us know what our options were. She was very patient, calm and very courteous. She returned all emails and phone calls very quickly and was always willing to go the extra mile just to be sure we understood everything and were at ease. I would definitely do business with her again and would not hesitate to refer someone to her.
Steven T. Clermont - Manchester, NH
Laura Gibb is an extremely knowledgeable and professional person to work within the mortgage industry. We were always changing our minds on what type of property we wanted (a fixer or a move in ready) and she was always willing to offer different solutions to our needs. We ended up finding a property with a long close period (over 90 days) so she continuously monitored the daily rates and we were able to lock in a lower rate before they began to climb. The overall process went very smoothly and she was always available if we had any questions or concerns. I would highly recommend working with Laura Gibb to any of my friends or colleagues.
Wendy Doyle - Stratham, NH
We recently refinanced our home with Laura Gibb from Blue Water Mortgage. We have used Laura five times with previous refinancing and new mortgages. Laura is very knowledgeable and always professional. She kept us informed of the process and we never felt out of the loop. The process and the closing was completed in a very timely manner. We also appreciated the fact that the closing was completed in the comfort of our home at our convenience. We highly recommend Laura to all our friends and family.
Philip & Deborah Letourneau - Shrewsbury, MA
Laura was exceptional to work with. Being a first time buyer, she was patient and empathetic to my sometimes over the top worrying. She understood my need to not just know the process but how and why each step happened. She explained every step to me with such patience. There was not one instance where she didn't promptly call me back with an answer to my sometimes silly question. I would highly recommend her to everyone i know.
Brenda Kelliher- Portsmouth, NH
My wife and I recently closed on a refinance loan with the help of Laura Gibb of Blue Water Mortgage. Laura was a pleasure to work with for several reasons. Her prompt replies to messages and emails made me feel like a truly valued customer, not just another account. Even when those emails seemed to pile up, she answered all my questions… the stupid ones, too. When interest rates were going up, Laura was patient and took advantage of a dip in rates to get us great deal. I think that showed her experience and knowledge of the industry. But most of all was the sense of calm and reassurance we had knowing that Laura was doing everything she could to make the entire process as easy for us as she could. If we need a mortgage loan or refinance in the future, it’s a no-brainer. Laura will be the person we go to.
Don & Carole Taylor- Jaffrey, NH
Laura was thorough and very direct. She got the job done and did so in a very professional manner. Laura was on top of everything and was very quick to respond and let us know what we needed. We can't thank her enough for all of her diligence and effort!
J. Pottle- Seabrook, NH
Laura was great to work with. She was very helpful, kept me update to everything, answered any questions that I had, and made the whole process seem painless. Laura is honestly the best loan officer that I have worked with. I would definitely recommend Laura, and I look forward to doing business with her again in the future..
A. Hardman- Portsmouth, NH
Laura was great to work with. Mostly I get anxious dealing with banks/office types but I could talk candidly with Laura and get solid information. She also had a lot of patience while I asked a lot of hypothetical questions and put in offers on about a thousand houses last year. If it was my company I would give Laura a raise.
J. Melanson- York, ME
Laura helped us buy our first home. She made the process very smooth and painless. Her responsiveness and willingness to help was very impressive. We would always get quick responses from her even on weekends! She had answers for almost everything and when she didn't have an answer she didn't bs us. Instead was honest that she wasn't sure and she'd go out and find the answers for us. Even after we closed on the house when we still had questions she would answer, just as fast as usual. Working with Laura was a pleasure and we highly recommend her.
B LaJoie - Greenland, NH
Overall, a very high level of service that exceeded my expectations. Laura & Kate gave my wife and I direction and peace of mind throughout the process of obtaining our mortgage. We will always appreciate that.
Curtis Kelley- Nashua, NH
Laura helped us with the purchase of our first home every step of the way! She was always there to answer any questions and her responsiveness was on point -- getting back to us at record speed! I would thoroughly recommend her to anyone, as we had a great (and painless) experience with her. She made all the paperwork quick and easy and was super friendly!
R. Wien Greenland, NH
Laura was excellent to work with and very attentive during the entire loan process. She kept us updated throughout and answered all of our questions, often times before we even had them. Great customer service!!
S. Pettinggill- Dover, NH
Laura helped us greatly with our first home purchase. Not only was she extremely knowledgeable, but oh so very patient with all of our nervous questions. She really went the extra mile for us, as I am sure she would for you as well. I highly recommend Laura for those seeking an outstanding, worry-free mortgage experience!
J. Aeed - Portsmouth, NH
Laura Gibb was a pleasure to work with and made the process extremely easy.
J. DeDonato - Newfields, NH
My fiancé and I had a wonderful experience working with Laura Gibb for our home mortgage. From beginning to end, she was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. This is our first experience purchasing a home and we would highly recommend Laura and Blue Water Mortgage to anyone.
Sarah & Orion
My experience with Blue Water Mortgage was wonderful. As a first time home buyer, I had many questions and concerns. Laura patiently guided me through the process, explaining what was happening each step of the way. My home purchase was on the complicated side, but Laura took every bump in stride, and went the extra mile (several times) to make sure that my closing went smoothly and happened on time. I would highly recommend Blue Water Mortgage to anyone purchasing a home.
Ali Quinton
Laura was great to work with! She took the time to answer all my questions, kept me updated on the process, and helped to make sure everything went smoothly. Laura took the worrying out of the process, and I knew that I could trust her to look out for my best interest. I really appreciate everything she did and how great she was to work with. I will be using Laura for all my future buying or refinancing needs and I would definitely recommend Laura to all my friends!
Amanda Hardman
Laura Gibb from Blue Water Mortgage helped me obtain my first house with great hand holding and information every step of the way. Laura was always immediately responsive and on top of every requirement for a timely closing. Highly recommend Laura to anyone looking for a new home.
Elyse Gaynor

Laura's Team

Mary Meagher
Sr. Loan Processor
Emily Lawrence
Loan Analyst

About Laura

I’ve been a Mortgage Loan Officer for 20 years and going strong. I’m licensed in NH, ME, MA, VT, CT, NC, and FL. I take pride in being available to not only offer programs and rates which are competitive and beneficial to the borrower, but to truly go the extra step and help facilitate the process from start to finish. Buying a new home or refinancing an existing mortgage can seem a rather arduous process; however, my goal is to try to help make this process as streamlined as possible. I don’t work conventional “bankers hours” and try to be available whenever possible. Often my clients are amazed at how quickly I get back to them with answers to their questions and concerns. I also believe in the philosophy of “Customers for Life.” Many of my clients have been with me for years and I’ve helped them, their family members and their friends finance or refinance a home.

I am married and live with my husband in Hampton Falls, NH. I grew up in Portsmouth, N.H. and enjoy all the Seacoast has to offer. I come from a military family and take pride in this fact. To name just a few of my family members who have served; my husband is retired from the Air Force, my brother is a Commander in the Navy, and my father is a Navy Veteran. I do a lot of work with Veterans and VA loans. I also love to run and take part in road races as they’re not only a personal challenge, but they raise money for a good cause. Every year I run local races like the Market Square Day 10K, the Wallis Sands and the Smuttynose 1/2 marathon. I did the Tough Mudder in the past which raises a tremendous amount of money for the Wounded Warrior Project as the Spartan Beast, and extreme obstacle course with over 15 miles of terrain. I enjoy hiking, walking, tennis, writing poetry, and reading a classic book or the latest New York Times bestseller.


Do you own a pet? Yes, a plump, black cat named Jazzy a.k.a. Jazzy Mumma.

Favorite activity? Running along the beach. I find it cathartic.

Do you like to travel if so what is your favorite destination, why? I live to travel! My favorite destination as of late was Saint-Tropez, France. The town was picturesque, the people were friendly and the overall experience was old world with a modern twist on fashion and cuisine.

Do you have a hobby? I love to read and write. I aspire to write a novel someday.

Favorite food? Buffalo chicken mac and cheese. Decadent!

Favorite restaurant? Cure in Portsmouth, NH.

Anything interesting about family life? My grandmother that we affectionately call Ma is my idol. She’s 91 years “young”. She’s on social media, texts, quilts, is an avid Red Sox fan and travels every year. She’s the glue that keeps our family together.

Where do you reside? Hampton Falls, NH

Favorite sports team/Sport? The Patriots

What makes you special? I’ve been told my sense of humor and quick wit.

Something people don’t know about you? That I’m fiercely competitive with everything from corn hole to Trivial Pursuit.

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