Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Lisa Gates

Lisa Gates

Loan Officer
NMLS #14771 | NH, ME, MA, SC, & FL
Phone (207) 400-7737
Cell (603) 765-1410

Kind words from Lisa's Clients

My fiancé and I worked with Lisa Gates at Blue Water Mortgage. We refinanced our home. Lisa was very knowledgeable, prompt, and extremely hard working to get us to our end goal. She was always available anytime of the day to answer any questions or concerns. Lisa made it a very seamless process for us. She explained everything that would happen so we could understand. Lisa is a very honest person that knows the mortgage industry very well. We would highly recommend Lisa Gates and Blue Water Mortgage, if you are looking to buy a new home or refinance your existing loan. You can guarantee that we will use Lisa Gates again if we need a mortgage or to refinance again we will be using her again. She is very honest and trustworthy.
Amy B.
I recently closed on my new home purchase after a very long search. Lisa Gates with Blue Water Mortgage was amazing to work with throughout the whole process. She was attentive, responsive and very knowledgeable with today’s housing market. I would highly recommend Lisa Gates and Blue Water Mortgage.
Robert B.
Lisa Gates at Blue Water Mortgage went above and beyond to assist me with my first home purchase. After hearing from friends and family about how hot the real estate market was, I knew that I wanted to work with someone with a proven record who could help me navigate this process. I didn't have any referrals to start with, so I found Lisa's contact information through I left Lisa a voicemail during the week of Thanksgiving 2021 and she promptly replied to my inquiry within a few minutes. We immediately were on the same page and got along very well. She helped me set a budget, gave me some realtors to call, and provided me with an estimate of the closing costs. She worked on my prequalification over the Thanksgiving weekend and the following Monday I was ready to start looking for homes. Lisa was available 24/7. She called listing agents when I put in offers to vouch for my creditworthiness and financing. Once I had an offer accepted, Lisa and her team (Danyle, Steven, and Michelle) were extremely professional and expeditious. They were able to close my file in 3 weeks. I closed on my first home in exactly 30 days. I will absolutely be recommending Lisa to any and everyone and she will be my go-to person if I ever decide to sell or refinance my home.
Chandler M.
I have worked with both Lisa and Rick from Blue Water Mortgage for purchasing my home and refinancing. They have both been great to work with and incredibly responsive. Our most recent experience with Lisa has been top notch! She navigated two loans in two states for us simultaneously and smoothly. I can't say enough great things about my experience.
Jen L.
Lisa was extremely helpful through our whole home buying experience. Every question or concern my boyfriend or I had she came back with a quick response and super helpful information. I would recommend her to anyone going through the home buying process!
Laura P.
Lisa from BWM has been extremely helpful with both my personal refinance and commercial financing. Her communication and responses were well above expectations. I will definitely return for future lending needs!!!
Chris W.
Lisa Gates was fantastic to work with. She was always quick to respond and helped us meet a quick close deadline.
Madeline H.
Working with Lisa Gates at Blue Water Mortgage was a great experience. She was very responsive to questions and any issues that arose throughout the process. She made the entire process very smooth, and coordinated most of the work needed, requiring very little work on my end. Would definitely recommend Lisa and her team if you are in the process of buy a home.
Anuj G.
Being a first time home buyer the thought of obtaining a mortgage on our own was daunting. I’m so glad we were able to work with Lisa Gates at Blue Water Mortgage! She explained everything that went into getting a mortgage and answered any and all questions I had, no matter how simple. When we looked at houses towards the top of our budget Lisa was right there with how much the mortgage payment would be within minutes, putting our minds at ease when putting in our offers. I can’t say enough how much help she was in this process. I highly recommend her and her colleagues at Blue Water Mortgage!
Kyle W.
Lisa Gates is phenomenal! So attentive, responsive, and skilled beyond measure! She makes you feel like you are her most important client! We love her and will always send people her way!
S. Mantegari
I searched for a while and read many reviews on so many different mortgage companies. I found this mortgage company last year and the reviews were great. I did a refinance with Lisa Gates and she is amazing! It was never stressful, I was always informed and everything went so smoothly. If I could give 10 stars to Lisa I would! Thank you soooo much to you! You are amazing and I will refer you to anyone that is asking about refinancing or any mortgage needs! Thank you again!!!
Linda D.
Lisa was fantastic! She was very knowledgeable and helpful and took the time to explain everything throughout the refinance process in detail, which I greatly appreciated.
Stephanie B.
Lisa helped me with what could have been an agonizing process, but she made everything so seamless and easy. I felt so confident in Lisa’s skills and knowledge of the industry, that I knew I was in good hands. It’s hard to trust someone with such a huge financial asset, but she gained our trust and delivered with exactly what we were looking for. She was very patient with us and took her time to make sure that we felt comfortable and informed every step of the way!
K. Aronis
I worked with Lisa Gates for my Re-Fi in Dec 2019. Lisa made it very easy and non stressful. We closed quickly and she was able to give us a great rate and our payment went down $500! Definitely would work with Lisa and BWM again!
Courtney C.
Lisa and her staff went out of their way to helping my family with this refinance of our home during this difficult time and they still got it done! Look no further for great rates on a purchase or a refinance of a property. I’ve know Lisa over 25 years and is a true professional running her business. I give her 10 stars!
Clint L.
We recently closed on our new home. Blue Water Mortgage made the process easy and has been a great lender to work with. I can't vouch for everyone that works at BWM, but we certainly can for Lisa Gates! Amazing!
Becky R.
Lisa helped me through a mortgage process that I thought would overwhelm me. She made me feel comfortable and worked with me to get to a place where I was financially sound again. I will definitely be working with her again to keep my investment in my home on the right track. I have worked with Lisa many times in the past while going thru the refinancing process. Each time, she made the experience painless and easy with her knowledge in the field. Her follow through and follow up is impeccable and is an absolute joy to work with.
J. Champlain
The personal attention we received from Lisa Gates was exceptional and beyond what we were expecting! Her knowledge of the market and her commitment in finding us the best possible rate helped us to lower our rate and save money. I would highly recommend Lisa!
S. Grant
Buying a new home was at the same time a source of great joy and incredible stress. We were so very fortunate to have Lisa to help us through the process. She made it possible for us to focus on the opportunity in front of us.
W. Dale
Lisa helped me through a mortgage process that I thought would overwhelm me. She made me feel comfortable and worked withe me to get to a place where I was financially sound again. I will definitely be working with her again to keep my investment in my home on the right track.
J. Pasquarosa
I highly recommend Lisa Gates and Blue Water Mortgage.
Mark C.

Lisa's Team

Mary Meagher
Loan Processor
Emily Lawrence
Loan Analyst

About Lisa

Hi, my name is Lisa Gates.

I have been a Loan Officer for over fourteen years helping people such as yourself realize their dreams. I have helped my clients through every stage of the process; helping young couples to improve credit to obtain their first home, helping families move to the house of their dreams to raise their family, and clients looking to simplify their lives. Each one of these instances is a privilege and through this process of getting to know you, my clients often become my friends. My dedication to you and what is best for your situation is my highest priority. Whether that is an in-home visit or handling this process between phone and email. I am always available when convenient for you. By gaining trust with each client, a natural progression of referrals and repeat business follows, whether more purchases and/or refinances, when life situations inevitably change. My interest in your financial well-being goes far beyond the closing of your loan. I continually monitor interest rates and will contact you to improve your financial situation after your loan closes.

During my high school and college years, I worked for my father who owned his own business. This taught me the importance of customer service, a good work ethic and the ability to be impeccable with my word. After college, I became a paralegal for ten years. During that time, I became restless searching for greater challenges. I became a Loan Officer, top producer, and Manager. I also obtained my real estate license in NH and became a Trainee Real Estate Appraiser. Each and every one of these employment opportunities are used to help you, which makes me uniquely qualified.

I look forward to assisting you with your mortgage needs.

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