Nicole joined Blue Water Mortgage in July of 2019 as a Loan Technician. More recently, she has stepped into the role of Loan Processor and became a licensed Loan Officer in New Hampshire and Maine! Her background as both a loan technician and loan analyst has provided her valuable experience for her clients as she helps them navigate refinancing or purchasing a home.
College/Background: Saint Anselm College
Last Job: Accounts Payable, Catholic Charities New Hampshire
Favorite activity: Going to the beach and hanging out with my dog, Bailey.
Do you like to travel? If so, what’s your favorite destination? I do enjoy traveling! Cancun and Jamaica have been two have my favorite destinations, but I’m also a bit of a homebody and love exploring different local spots in New England!
Favorite local spot? Ogunquit, ME is by far my favorite local spot. You can’t beat a day at the beach followed by a walk on the Marginal Way that leads you to Oarweed, an oceanside restaurant/bar with an amazing view of Perkins Cove.
Where do you reside? Newmarket, NH
Favorite sports teams/sport? US Women’s National Soccer Team
Experience matters when it comes to choosing the right mortgage partner. Blue Water Mortgage brings the knowledge and guidance you need to navigate each step with clarity and confidence. When you partner with Blue Water Mortgage, you have access to a team that’s responsive, reliable, and focused on doing things right. That means you can move forward with peace of mind, knowing you’re in good hands.
To find the best mortgage lenders in NH, compare a few options rather than just going with the first one you find. Look at customer reviews, ask about fees and make sure they understand the local New Hampshire market. The best mortgage lender for you is one who communicates clearly, offers competitive options and makes you feel confident throughout the process.
What credit score you need for housing in NH depends on the type of loan you’re applying for. Many conventional loans require a score of 620 or higher, while some government-backed programs may allow lower scores. If you’re unsure where you stand, it’s worth having a conversation with a loan officer.
There’s no one bank that’s easiest to get a mortgage with. Approval depends on your credit, income, debt and overall financial picture. It’s important to focus on finding a lender who takes the time to understand your situation and match you with the right loan program.
You should work with a local NH mortgage lender because they will understand the state’s market conditions, property values and lending programs. That local insight can make the process smoother and help you avoid surprises during your home-buying journey.
