Licensed in NH, ME, MA, & CT


Rick Schlager

Senior Loan Officer

NMLS# 20437
Phone: 603.758.1663
Cell: 978.884.5303

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"Rick Schlager is professional, polite + courteous. He looked out for us like we had been his friends our whole lives."

- LeeAnn Pasquini, Springfield, MA

"Rick Schlager and Jason Caruso were great to work with. They stood by what they said would be done. Very honest people. What a pleasure!"

- Fernando Martins, Plymouth, MA

"Rick worked very hard on this loan. I had tried several other loan officers who could not write a loan for me. My loan was a very long process. I had given up but Rick kept searching and found a lender! I will recommend anyone I know needing to purchase or refinance to Blue Water Mortgage/Rick Schlager."

- Tracey Williams, North Carver, MA

"Thanks to Rick Schlager, my husband and I recently refinanced our home for the 3rd time with yet another seamless, painless experience. Not only is Rick extremely professional, he really does care. He goes out of his way to make thing easier on us – he also explains things in layman’s terms so we can make informed decisions. I was fortunate enough to meet Rick years ago through a friend – he came highly recommended, I now know why. I in turn have recommend Rick and Blue Water Mortgage to all my friends. Rick is a true professional and a sincerely nice guy – I would recommend him always! Thanks Rick! "

- Julie Woznac, Ayer MA

"I had the pleasure of working with Rick for quite a few years. Rick is a true professional when it comes to the mortgage industry. Many clients came back to Rick for their financing needs on a continuous basis because of his knowledge, expertise, and integrity of the business. I would highly recommend Rick to anyone who is searching for a home or looking to lower their interest rate. "

- Christopher Max Team Manager, Emery Federal Credit Union

"I recently reconnected with Rick after many years for some complicated mortgage advice. As expected and as he always had in the past, he provided me with some sound and trust worthy advice with my best interest in mind. It wasn't in my best interest at this time to work with him on this particular business opportunity, but he provided me a strategy. That is the character of a professional that I and anyone should want to work with, I know I will be coming back to him on my next opportunity."

- Shawn Lowney

"I really enjoyed working with Rick Schlager. He was knowledgable, dependable and very quick to respond. I was concerned with my eligibility for a mortgage and Rick reassured me that he could fund me. I had many questions and concerns and Rick was very accommodating to my needs. "

- K. Damboise - Manchester, NH

"Bluewater did a tremendous job helping me with my mortgage needs Rick is a very helpful knowledgeable person I would highly recommend Bluewater to any of my friends or family looking in the future. Also when Rick was on vacation Laura gibb helped me out in a great way she is also terrific as well. "

- K. Williams- Topsfield, MA

"Both my wife and I were overwhelmed with the positive energy Rick displayed during our buying experience. I would highly recomend Blue Water mortgage to anyone I knew that was in the market for a home loan. Thank you very much. "

- R. LaPointe- Farmington, NH

About Rick

My goal is to help you meet your needs by designing a custom financing package that solves your goal and helps you to obtain financial freedom. In order do to this, I listen to each customer, create a relationship based on trust and respect and work to help you understand all of the options that are available to you. These are the building blocks on which I have built my business, my customer base, and my referral sources here at Blue Water Mortgage.

With over 10 years in the financial services industry, I have learned that “customer service” is the best way to develop a word of mouth business. I have built an extensive network of professionals that help create a team to help you with all of your financing needs. I also am available to my clients and my network of professionals at all times. This has led to repeat business and referrals from a very satisfied customer base.

Prior to joining Blue Water, I managed an office for a large mortgage company in Massachusetts, where I not only worked with my clients, but also helped to teach new professionals the mortgage process. This helped me to gain invaluable experience as I was able to teach the customer service, listening, and explanation skills that I feel are the most important part of the mortgage process.

Rick's Team:

Paula Rappolt
Client Care Specialist

Contact Paula >

Community Involvement

I am a graduate of the University of New Hampshire with a degree in Business Administration as well as Southern New Hampshire University where I obtained my MBA.Outside of work, I enjoy spending time with my wife Denette and my beautiful daughter Alexa. I am actively involved in the community, enjoy playing softball and golf and I am a member of the Granite State South Board of Realtors and the Merrimack Chamber of Commerce.

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