Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!
Roger Odoardi

Roger Odoardi

Partner | Loan Officer
NMLS #12906 | NH, ME, MA, CT, NC & FL
Phone (603) 758-1666
Cell (978) 609-5055

Kind words from Roger's Clients

Roger and his team were fantastic throughout the entire process. Inasmuch as we had not had to apply for a mortgage for over 36 years, there was some trepidation approaching the process. Everything was so organized and easy to perform online that there was absolutely no pain in gaining our mortgage. And, oh yes, the rates were terrific. For a new mortgage, or even a re-fi, I heartily recommend Roger and the entire Bluewater team. You will not be disappointed!
Jack S.
I worked with Roger Odoardi and Blue Water Mortgage to help me with the recent refinancing of my property and the experience and process couldn't be more positive. Roger not only facilitated the entire process from start to finish but was always prompt with answering any and all questions I had...and there were lots of questions!! Roger was very thorough with explaining everything in detail and also presented multiple options for my consideration while offering recommendations along the way. In addition to the quality service he provided, there were also a number of people on his team and within his network that delivered equally impressive service including his underwriters and the closing agent who I worked with to finalize everything. Not only was the process fluid and stress-free but Roger educated me along the way. I am proud to offer this review and highly recommend Roger and his team at Blue Water Mortgage!
Derek LaChance
I went to bluewater with a financial situation that seemed hopeless, and a little over a month before we lost out on an opportunity to buy our families' dream home. Roger, Rob, and Lauren were amazing and went WAY above and beyond to help me and my family have a home that is ours. They were clear with what was needed and took care of everything that needed to be taken care of. One of the best customer service experiences I have ever experienced anywhere, ever! Thank you Blue Water!!
Randy D.
The most organized, amazing team to work with! Worked with Rog and the BW team to finance a second home out of state. Our real estate agent said this was the fastest close by a mortgage company she's ever seen. I can't recommend Blue Water enough!
Sonja Fridell
We could not have been happier with our choice of Mortgage broker! Roger Odoardi was absolutely amazing! As first time home buyers there were many things we did not understand and Roger sat on the phone with us for at least an hour just going over the terms and calculation breakdowns on a Saturday afternoon. He worked amazing with our busy schedules and did everything at times convenient for us (like late nights and weekends!). He responds very quickly and explains in layman's terms all the nitty gritty details we asked for. He is very patient and kind and we would highly recommend his services!
Kristen Dunbar
This is the third time I have worked with Roger Odoardi, Blue Water Mortgage, and Gallo Title and I can't say enough about their responsiveness, professionalism, and the ease with which my transaction was completed. I highly recomend Blue Water Mortgage.
Jessica Hameline, Wayland, MA
Job so well done. I absolutely could not do this without your guidance and expertise. Not to mention your patience :). The extra savings at closing has completely blown me away... Many MANY thanks for your fantastic work.
Jessica Hameline, Wayland, MA
We have used Blue Water for our home purchase and also refinance. Both times have been executed flawlessly, Roger and his team are truly best in class! Both closings were complicated and there were no issues or last minute errors, I trust them and would highly recommend them. They work as a great team!
Excellent. Seamless and transparent process. Have worked with Roger and his team at Blue Water several times, all great experiences.
Ben Rymzo
Thanks so much for all that you did to make Hannah and Chris' financing go through. That was some pretty impressive stuff. Also, the closing went smoother than any of my other closings. You and your staff did a remarkable job and I feel lucky to have you available to my clients.
Robin Moore
Roger went above and beyond our expectations as he has in the past 12 years. He is awesome!
Michael George
Amazing work, great experience, definitely recommended.
Walter Elly, Madbury, NH
Roger has helped us with both a first time mortgage and a refinance. Needless to say, he is awesome! He made the process so smooth and easy, with very little work required on my part. I truly appreciate his team as well, Paula has been sensational and responsive through the entire underwriting process. Thank you and we will highly recommend you to all of our friends and family!
A. Ziembicki, Epping, NH
When I first bought my home I had a bad experience with a different mortgage company. When I refinanced with Blue Water Mortgage I didn't realize how easy and painless it could really be. Roger and his team are extremely professional, helpful and honest. I will recommend them to anyone who is in the market.
Ryan Miles
Roger Odoardi and team. Great job again!
Robin Moore
Best mortgage company around. Process was easy as can be and we got a phenomenal rate. Everyone involved in the deal who was not familiar with Blue Water before went out of their way to say how attentive, professional, and courteous Roger Odoardi & his team were. Would recommend to anyone whether you're a first time home buyer or a seasoned vet. Thanks Roger, Lee, Peter, and the whole Blue Water team!
Eric Tomah
Roger has continually gone above and beyond for me. I highly recommend Blue Water Mortgage. I hope to use Blue Water Mortgage again for future home needs.
A. Merrill - Newburyport, MA
I have secured two mortgages now with Blue Water Mortgage Corporation - the purchase of a new home and the refinance of same. Everyone at Blue Water helps to take the stress out securing a mortgage. The process is straightforward and everything is explained in advance. I can't imagine an easier process. I've worked with Roger Odoardi and Lee Talewsky - both are excellent to work with and response to requests. There is no question in my mind - if I ever need another mortgage I will use Blue Water.
Donald Mason
Thanks to Roger Odoardi and Lee Talewsky we were able to obtain a mortgage. Our situation was less than ideal. Through their hard work and diligence, they made our mortgage needs a reality. To anyone who wants to get a mortgage, Blue Water is the place to go.
Nate Gatchell
I have worked with Blue Water twice now. They set the bar for excellence and professionalism. They communicate clearly about what to expect and what to do throughout the mortgage process. Communication is timely and information is complete and easy to understand. Roger will spend time getting to know you and putting together options for a successful mortgage application. Then Lee will take care of all the details -- from coordinating with appraisers to getting everything ready with the attorney for closing. The peace of mind knowing that I would move to closing smoothly is why I will keep going back to Blue Water Mortgage. They are consistently a model for organization and customer service with their patient, thoughtful approach to working with clients.
Jessica Felizardo
Blue Water Mortgage was a complete pleasure to work with. Roger and his team walked me through each step of the process and the rate that I got was excellent. All questions, emails, concerns were answered in a very timely manner!
Kimberly Onett
First time home owners recently worked with Blue Water Mortgage this past spring. Worked mostly with Roger and Lee, both of whom were great! They were very attentive responding to the many questions we had during the process even after normal business hours. They made sure we got all paperwork completed by all nessasary deadlines. We worked with other larger mortgage companies in the past, and they did not have the same personalized feel as blue mortgage. We fully recommend them to anyone looking to purchase a new home!
Dan Chick
Roger and his team were professional, courteous and extremely helpful through my experience. I was working on the perfect storm to sell my existing home and purchase a new home on the same day, so the team worked diligently to ensure I had all my ducks in row to cover all possible scenarios. Regardless of my questions or requests, they responded promptly and made the entire process painless for me. I highly recommend their services.
John Panteledes
I've had the pleasure of working with Roger, Paula, and Lee two purchases and two refinances and every one of my experiences has been great! They make the whole process easy and as hassle-free as lending can be and are always quick to respond whenever I've reached out. I've also recommended this team to family and friends who have shared similar positive experiences.
Erin MacIntire
The professionalism from Roger and his team were superb! They were excellent at working quickly and efficiently. Roger did a cost analysis for us (no other mortgage company offered that) just to ensure we were making the right choices for us now and how it would effect us in the long run. Highly recommend and would use them again
Angela Corcoran
Before working with Roger and Blue Water Mortgage I was originally working with another mortgage lender (as an acquaintance of mine worked for that company). I am a first time home buyer and when working with this other person I felt clueless to how the process worked. All quotes I received were basically just a final price and the total closing costs. While I was new to the process and didn’t really know better, I felt there must be a better option. I mentioned this to a coworker who recommended Roger and Blue Water Mortgage, so I decided to shoot Roger an email, I am so glad I did. Not only did Roger respond much quicker than the person I was working with originally, but included a complete breakdown with all costs included. In addition to much better service, Roger and his team provided cheaper closing costs and a better rate. This resulted in a mortgage payment much cheaper than what I was told with the first person I was working with. Last thing to note was not only was it great to work with Roger but the rest of his team (Paula and Lee) as well. I can’t recommend them enough!
Chad Connors
Blue Water Mortgage Corporation is an excellent company to choose for your mortgage needs. Top of the line service, professional, courteous, responsive. My team of Roger, Paula, and Lee was an amazing experience and I look forward to working with them again in the future.
Greg May
Blue Water helped my wife and I with the purchase of our first home here in Portsmouth. They were great. Roger, Lee, and Paula walked us through the process with no problems. Great communicators and great people!
Jesse Gretzinger
Roger and his team at Blue Water Mortgage were so helpful, thorough, and efficient. They were always available and willing to answer any questions I had (and there were A LOT of them 😂) We closed on our home this morning and everything went off without a hitch! We couldn't be any happier! I highly recommend them.
Alana Brown
Roger & Blue Water was recommended to us by our real estate agency. Roger was great to work with, always available via email or phone to answer any questions. He walked me through the mortgage process as this was my first time purchasing a home. Lee & Paula his assistants were also very helpful. Everyone kept in contact and let you know what to expect for your next steps. I would definitely recommend Blue Water Mortgage! Thanks for such a great experience!
Ashley Pacheco
Roger and his team at Blue Water Mortgage made our first time home buying experience a stress free and efficient one! My fiance I cannot thank the team enough for their responsiveness, attention to detail, and overall care demonstrated throughout the process. We chose Blue Water over other options for these very reasons and we hope others choose to do so as well. I would highly recommend Blue Water to others in search of a mortgage broker!
James Glennon
Blue Water Mortgage is wonderful. Roger Odoardi and his team were wonderful and very helpful to me and my wife. It's our first home together and we were very happy with the service they provided us. They made the whole process wonderful and very understandable. Thank you!
Edward Sawyer
This team is fantastic. Roger knows all the ins and outs of a mortgage and is informative, kind and thorough. We were buying our first home and he was consistently available, quick to respond, and taught me what I needed to know. His team Paula and Lee are patient and helpful. Getting a mortgage isn't fun but Blue Water is the best to work with.
Grace Chiou
Excellent experience. Roger and his team work unbelievably hard to get the job done. Always available and happy to explain/advise. More human than any bank I've dealt with.
Silas Laycock
My wife and I just completed a closing with Blue Water and our experience was phenomenal. We had a very quick turnaround from offer to close and Roger and Paula were extremely helpful and accessible throughout the entire process. There were a number of setbacks on the seller's side throughout our close and not only did Blue Water anticipate these scenarios, they made proactive adjustments to the paperwork to make sure the sale was able to proceed without disruption. Additionally, Roger explained in detail the reason behind structuring our offer and mortgage as we did which was a process I really appreciated. We will recommend Blue Water to any friends or family looking to buy.
Dan McKallagat
Roger worked with me on an extremely complicated deal, and his knowledge, persistence and excellence helped to pull everything together. He invested the time and effort needed to make the deal happen. I had other mortgage companies that would not take on this challenge, but Roger stepped up to the plate and made it happen. I also did another deal with Roger that went extremely quickly and efficiently. Roger would not rush through his calls with me, but take his time to outline all the steps needed. After working with Roger I don’t think that I could work with another loan officer again. I would highly recommend Roger to anyone who is in need or a mortgage.
Adam Merrill
Very professional and extremely knowledgeable. Blue Water will get it done and answer any questions you have along the way! This is the second time Roger has helped me buy a house and although I hope to not need him a third time, I would recommend him to anyone that need a mortgage. Great guy!
Helena Mahoney

Roger's Team

Ashley Ridley
Loan Processor
Danyle Hunt
Loan Analyst

About Roger

I strive to develop a relationship based on mutual trust and respect with each and every client. I take pride in these relationships and spend the majority of my time exploring my clients’ unique circumstances and helping them understand the variety of options available to them.

In this business, I feel that it is important to be available at all times, so I have an open door policy. My clients agree that they can always reach me if they need me for any reason. My business has grown because of repeat business and referrals from my base of satisfied clients. Each new client represents an opportunity to form a lasting relationship that will foster the growth of my business.

Prior to founding Blue Water Mortgage, I spent over 5 years gaining experience in commercial and residential lending. I am a graduate of the University of New Hampshire in Durham.


Community Involvement

As a local resident, I feel it is important to get to know my neighbors and engage in efforts to improve our community. By lending a hand with local organizations and charitable causes I am able to make a positive difference. I enjoy a variety of activities such as playing tennis, surfing and skiing. My wife, Susan, and I are the proud parents of our 3 children, Dilyn, Scott and Riley.

Contact Roger
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