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What Does Blue Water Mortgage Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also required us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Credit history and credit scores
  • Assets and employment information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Blue Water Mortgage chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Blue Water Mortgage share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes —
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don’t Share
For our affiliates’ everyday business purposes —
information about your transactions and experiences		 No We Don’t Share
For our affiliates’ everyday business purposes —
information about your creditworthiness		 No We Don’t Share
For our affiliates to market to you No We Don’t Share
For nonaffiliates to market to you No We Don’t Share

To limit our sharing

  • Call 603-926-9695 or send us a letter at the below address letting us know what you’d like us to limit your sharing for: Name, Address, City, State, Zip and Loan #.

Blue Water Mortgage

7 Merrill Industrial Drive

Hampton, NH 03842

 

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 603-926-9695 or go to www.bluewatermtg.com

Who we are

Who is providing this notice?

Blue Water Mortgage Corporation
7 Merrill Industrial Drive
Hampton, NH 03842

How does Blue Water Mortgage Corporation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

– Encryption software scans and encrypts emails containing personal information.
– Management performs internal safeguard inspections on a regular basis.

How does Blue Water Mortgage Corporation collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or
  • provide employment information
  • give us your contact information or give us your wage statements
  • show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State Laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Blue Water Mortgage Corporation has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Blue Water Mortgage Corporation does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Blue Water Mortgage Corporation doesn’t jointly market.