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If I’ve never rented property to someone before as a landlord, and I’m considering buying a home and using some or all of it as a rental property, am I able to use the expected rental income on the home I want to buy? If no, how many years of “landlord experience” do I need in order to apply rental income toward my mortgage?

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How does Student Loan Debt impact my debt ratio?

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Is it a problem if I don’t have a strong credit history? Do I need a specific number of accounts in my credit profile to qualify for a mortgage?

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How many years of income do I need to show if I’m a self employed borrower?

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If I already own a home and want to purchase a second property, is there a minimum amount of money I will need for a down payment?

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Can we roll closing costs into the loan on a purchase?

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