Although interest rates are on the rise, it's still a great time to purchase a home. Speak with one of our expert loan officers today!

Can I refinance if I have bad credit?

Refinancing with a low credit score is possible, but you might be burdened with higher interest rates — meaning higher monthly payments. Lenders have varying credit score minimums, but a score of 300 to 579 is generally considered poor. If you’re refinancing with a partner, an underwriter will determine the middle score of both borrowers and use the lower of the two.

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