Top 3 Reasons To Use that House Renovation Loan To Winterize

How a House Renovation Loan Can Keep Your House Warm and Pockets Full During The Winter Months

If you’re a homeowner who is considering taking out a house renovation loan to make some sort of improvement to your property, be sure to take a moment to consider all of the options you have before you. House renovation loans have helped thousands upon thousands of homeowners add value to their homes. However, some of these improvements end up coming at a better value for your dollar than others.

The trick is finding the right project for you—one that strikes a balance for the immediate needs of your home, as well as the long-term vision you have for your property. And coincidentally, one of the best ways to put that renovation loan to good use is to find ways of winterizing your home so that it can withstand cold winters like the one taking place in New England right now.

Winterizing involves preparing a home for the winter months in an effort to protect it from possible harm due to harsh temperatures, not to mention the freezing rain, snow, sleet and other unfavorable winter conditions. Common types of winterization projects include:

• Window replacement
• Door replacement
• Storm door installation
• Insulation
• Weather stripping
• Roof repair

It doesn’t just stop here. There are a variety of ways, large and small, a homeowner can prepare their home for winter. But while many of these projects may seem meaningless during the other three seasons of the year, the truth is that dedicating a house renovation loan to these types of projects can pay dividends down the road. Here are the top three reasons to use that house renovation loan to winterize your home:

1. Save Energy and Money

Because many of the winterization projects involve insulating your home from the cold temperatures, it’s only logical that completing these winterization tasks will help you reduce the amount of fuel or electricity used to heat your home, and therefore save you money on home heating costs. Spending a house renovation loan on things like replacing windows and doors can help you save a boatload. Simply installing a storm door can increase energy efficiency by 45%!

2. Protect Your Investment

Investing the money to winterize your home is a great way to ensure that your property is protected from potential disasters. Projects like weather stripping and roof repair or replacement can save you from dealing with a major disaster like burst pipes, leaky roofs and much worse. Remember, your home is an investment, so preparing it for the winter months is a great way to minimize or even eliminate the potential for future damage during a harsh winter.

3. Increase Value and Reliability

There’s a chance that you may not always live in the home you’re living in now, so it’s important to do all you can to increase its value throughout the duration of your ownership. Completing winterization projects on your home not only adds long lasting value to your home, but also prevents the traditional wear and tear a harsh winter can create—thereby making your home look that much more reliable when it is put on the market.

Another great reason to dedicate a house renovation loan to winterization projects is for the overall comfort and peace of mind it will provide as you attempt to last yet another long winter season. Simply knowing that you’re not burning money during the winter season can be a great feeling.

At Blue Water Mortgage Corporation, we’ve helped countless clients apply and get approved for the money they need to complete various home renovation projects. Our home improvement loan program can help make your home safer, warmer and much more efficient. Our house renovation loan programs can help you no matter if you are renovating, remodeling, finishing a basement or attic, or just making your space more livable. We offer a variety of loans for home improvement—contact us today!

Roger Odoardi

Roger is an owner and licensed Loan Officer at Blue Water Mortgage. He graduated from the University of New Hampshire’s Whittemore School of Business and has been a leader in the mortgage industry for over 20 years. Roger has personally originated over 2500 residential loans and is considered to be in the top 1% of NH Loan Officers by leading national lender United Wholesale Mortgage.