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If I’m purchasing a property on a road that is private and therefore not maintained by the local municipality, do I need a Private Road Maintenance Agreement with my neighbors in order to qualify for a mortgage?

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Do I have to provide cancelled rent checks if I’m a first time home buyer?

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Do I have to pay mortgage insurance for the life of the loan?

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If in the middle of the process I’ve been told my debt ratio is too high to qualify, can I then pay credit cards to better qualify?

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How do Open Charge Cards (AMEX) impact my debt ratio?

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Is it OK if I have a payment plan with the IRS?

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