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Fixed Rate Mortgage Loans

Fixed Rate mortgage loans maintain a fixed interest rate for the entire life of the loan, as opposed to loans where the interest rate may be adjusted. Because of this, they offer predictable payments, and are ideal for buyers that intend to be in their home for a long time. They come in varieties based on the loan period: 10 year, 15 year, and 30 year. The shorter the loan period, the lower the interest rate but the higher the monthly payments.

Fixed Rate Loans are our most popular loan. Blue Water Mortgage offers competitive fixed rate loans for new purchases or refinancing. Talk to a Blue Water professional to lock your rate today.

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  • Type
  • Rate
  • Points
  • APR
  • 10 Year
  • 3.25%
  • 0
  • 3.372%
  • 15 Year
  • 2.99%
  • 1.105
  • 3.046%
  • 15 Year
  • 3.25%
  • .585
  • 3.316%
  • 15 Year
  • 3.50%
  • 0
  • 3.622%
  • 20 Year
  • 3.50%
  • 0
  • 3.769%
  • 30 Year
  • 4.125%
  • 0
  • 4.286%
  • 30 Year
  • 3.99%
  • .568
  • 4.139%
  • 30 Year
  • 3.75%
  • 1.996
  • 3.869%
  • VA Home Loan
  • 3.75%
  • 0
  • 4.391%
  • Low Gov't Loans
  • 3.75%
  • 0
  • 4.391%
Based on a mortgage amount of $200,000 with 25% down, over 740 middle credit score, SFR, O/O, 30 day lock, debt to income ratio within program guidelines. Interest rates are subject to change without notice. Many other programs and rates are available.

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