Licensed in NH, ME, MA, & CT

800.668.9695

Fixed Rate Mortgage Loans

Fixed Rate mortgage loans maintain a fixed interest rate for the entire life of the loan, as opposed to loans where the interest rate may be adjusted. Because of this, they offer predictable payments, and are ideal for buyers that intend to be in their home for a long time. They come in varieties based on the loan period: 10 year, 15 year, and 30 year. The shorter the loan period, the lower the interest rate but the higher the monthly payments.

Fixed Rate Loans are our most popular loan. Blue Water Mortgage offers competitive fixed rate loans for new purchases or refinancing. Talk to a Blue Water professional to lock your rate today.

Get Started Today
  • Type
  • Rate
  • Points
  • APR
  • 10 Year
  • 3.25%
  • 0
  • 3.372%
  • 15 Year
  • 2.99%
  • 1.105
  • 3.046%
  • 15 Year
  • 3.25%
  • .585
  • 3.316%
  • 15 Year
  • 3.50%
  • 0
  • 3.622%
  • 20 Year
  • 3.50%
  • 0
  • 3.769%
  • 30 Year
  • 4.125%
  • 0
  • 4.286%
  • 30 Year
  • 3.99%
  • .568
  • 4.139%
  • 30 Year
  • 3.75%
  • 1.996
  • 3.869%
  • VA Home Loan
  • 3.75%
  • 0
  • 4.391%
  • Low Gov't Loans
  • 3.75%
  • 0
  • 4.391%
Based on a mortgage amount of $200,000 with 25% down, over 740 middle credit score, SFR, O/O, 30 day lock, debt to income ratio within program guidelines. Interest rates are subject to change without notice. Many other programs and rates are available.

Ready To Consider Your Mortgage Options?

Apply Today To Learn What You Qualify For.

Apply for a Mortgage Today >

Want to receive mortgage tips, rate changes, and special offers via email?

From Our Blog

Buying_a_Home

This is a guest post by Miami Real Estate Blog They say it takes a village to raise a child; that when people come together and contribute their individual...

Read More >
Fixed rate vs ARM

When shopping for a mortgage, first you should understand the two main options that are available: fixed-rate mortgages or adjustable-rate...

Read More >